Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 21 Karat 6,160.00 +20.00 +0.33%
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Loans
Browse all Loans
Compare Loans
3 products side by side
- Remove
Personal Loan The Industrial Development Bank - Remove
Doctors' loan bank abc - Remove
Travel Loan CIB Egypt
No product wins everything — the right one depends on your need.
Best for…
- Lowest rate Personal Loan 19.5% vs 21.5% at Doctors' loan & Travel Loan
- Largest amount Travel Loan EGP 13,500,000 vs EGP 1,500,000 at Doctors' loan
- Lowest processing fee Travel Loan 1% vs 2% at Doctors' loan
- On a modest income Personal Loan EGP 5,000 vs EGP 10,000 at Doctors' loan
Biggest differences
- Max amount ×9
- Interest rate 2 pts apart
All specifications
| Specs | Personal Loan The Industrial Development Bank | Doctors' loan bank abc | Travel Loan CIB Egypt |
|---|---|---|---|
| Available online | No | No | No |
| Loan type | Personal Loan | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 19.5% Best | 21.5% | 21.5% |
| Min amount | EGP 0 | EGP 0 | EGP 0 |
| Max amount | EGP 4,000,000 | EGP 1,500,000 | EGP 13,500,000 Best |
| Min term | 1 yr | 6 mo | 1 yr |
| Max term | 15 yrs | 7 yrs | 8 yrs |
| Max DTI | — | 50% | — |
| Zero down payment | No | Yes | No |
| Processing fee (%) | — | 2% | 1% Best |
| Processing fee (fixed) | — | EGP 300 | EGP 200 Best |
| Early repayment penalty | — | 12% | — |
| Min monthly income | EGP 5,000 Best | EGP 10,000 | — |
| Min age | 21 | 21 | — |
| Max age | 60 | 65 | 65 |
| Approved employer | No | No | No |
| Requires collateral | No | Yes | No |
| Life insurance | Yes | No | Yes |