Personal Loan — The Industrial Development Bank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Personal Loan

The Industrial Development Bank · Loans · Egyptian Pound · Monday 17 August 2026 - 01:01 PM
Interest rate
19.5% – 22%
Loan amount
Up to EGP 4M
Term up to
15 yrs
Type
Personal Loan

Banky Analysis

An audit of the product itself

Loans cannot be reduced to one number. Below is what each bank publishes, and what it does not

What you trade off:

  • Branch application only
  • Requires a down payment

What's good

  • Maximum amount higher than average
  • Fewer documents than average
  • Repayment term longer than average

Not known yet

3 more details we don't have yet

All of this is measured against personal loans in EGP only

Last checked Monday 26 October 2026 - 02:17 AM

Rates, terms & fees

Loan type
Personal Loan
Interest type
Reducing Balance
Interest rate
19.5%
Min amount
EGP 0
Max amount
EGP 4,000,000
Min term
1 yr
Max term
15 yrs

Eligibility & requirements

Min monthly income
EGP 5,000
Min age
21
Max age
60
Approved employer
No
Requires collateral
No
Life insurance
Yes
Accepted employment types
Employed
Accepted professions
Government EmployeePrivate Sector Employee
Security types
Salary TransferWithout Salary Transfer
Eligibility criteria
Requires iScoreNo
Notesللموظفين بضمان تحويل راتب أو قسط. السن 21-60 في نهاية السداد. حد أدنى لمدة الخدمة 3 أشهر. حد أدنى للدخل 4000 جنيه. موافقات سريعة وتأمين مجاني على الحياة. إمكانية زيادة القرض بعد 6 أشهر.

Programs

Loan programs
ProgramRateMax amountSegmentFinancingZero down
قروض نقدية للموظفين بضمان تحويل الراتب او القسط19.5%EGP 4,000,000Market100%No
قروض نقدية للموظفين دون تحويل22%EGP 1,000,000Market100%No

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Personal Loan

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Compare

Alternatives at a glance
Personal Loan The Industrial Development Bank This one Doctors' loan bank abc Travel Loan CIB Egypt Employes Loans National Bank of Egypt
Interest rate
19.5% – 22% 21.5% 21.5% 21% – 23.5%
Loan amount
Up to EGP 4M Up to EGP 1.5M Up to EGP 13.5M EGP 5,000 – 3M
Term up to
15 yrs 7 yrs 8 yrs 12 yrs
Type
Personal Loan Personal Loan Personal Loan Personal Loan
Compare with 3 similar loans

Added Thursday 02 July 2026 - 11:26 AM Updated Monday 17 August 2026 - 01:01 PM