Travel Loan — CIB Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Travel Loan

CIB Egypt · Loans · Egyptian Pound · 4.5 · Tuesday 03 November 2026 - 09:45 AM

The CIB Travel Loan is an ideal financial solution to cover travel expenses with high flexibility and competitive interest rates.

Interest rate
21.5%
Loan amount
Up to EGP 13.5M
Term up to
8 yrs
Type
Personal Loan

Banky Analysis

An audit of the product itself

Loans cannot be reduced to one number. Below is what each bank publishes, and what it does not

What you trade off:

  • Branch application only
  • Requires a down payment
  • Repayment term shorter than average

What's good

  • Maximum amount higher than average
  • Fewer documents than average
  • The bank publishes its processing fee

Not known yet

2 more details we don't have yet

All of this is measured against personal loans in EGP only

Last checked Monday 26 October 2026 - 02:17 AM

Rates, terms & fees

Loan type
Personal Loan
Interest type
Reducing Balance
Interest rate
21.5%
Min amount
EGP 0
Max amount
EGP 13,500,000
Min term
1 yr
Max term
8 yrs
Processing fee (%)
1%
Processing fee (fixed)
EGP 200

Eligibility & requirements

Max age
65
Approved employer
No
Requires collateral
No
Life insurance
Yes
Accepted employment types
EmployedSelf-Employed
Security types
Salary Transfer
Eligibility criteria
Requires iScoreNo
Notesقرض للسفر حسب الدخل. الحد الأقصى للسن 60 لأصحاب الراتب و65 لأصحاب الأعمال. رسوم إدارية 1% تخصم مقدماً بالإضافة إلى 200 جنيه مصروفات إجراء.

Do the maths

Travel Loan

Work out the monthly installment, total interest, effective APR and schedule.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • Long and flexible repayment tenure of up to 96 months (8 years).
  • Fast processing and approval within 3 business days.

Cons

  • Incurs a 1% upfront administrative fee, plus a fixed EGP 200 processing fee and a 2% early settlement commission.

Our take

The Commercial International Bank (CIB) offers a specialized Travel Loan financing up to 80% of costs at a competitive 21.5% interest rate. This loan provides flexible repayment terms of up to 96 months, featuring fast approval within 3 days to suit salaried individuals, self-employed, and business owners

The CIB Travel Loan is an ideal financial solution to cover travel expenses with high flexibility and competitive interest rates.

Compare

Alternatives at a glance
Travel Loan CIB Egypt This one Doctors' loan bank abc Solar Energy Loan CIB Egypt Personal Loan The Industrial Development Bank
Interest rate
21.5% 21.5% 21.5% 19.5% – 22%
Loan amount
Up to EGP 13.5M Up to EGP 1.5M Up to EGP 13.5M Up to EGP 4M
Term up to
8 yrs 7 yrs 8 yrs 15 yrs
Type
Personal Loan Personal Loan Personal Loan Personal Loan
Compare with 3 similar loans

Added Thursday 02 July 2026 - 11:26 AM Updated Sunday 09 August 2026 - 07:29 PM