Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Certificates
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3 products side by side
- Remove
Alex Star Alex Bank - Remove
Variable certificate QNB EGYPT - Remove
Diamond Certificate Credit Agricole Egypt
No product wins everything — the right one depends on your need.
Best for…
- Starting small Variable certificate EGP 1,000 vs EGP 10,000 at Diamond Certificate
Biggest differences
- Min deposit ×10
All specifications
| Specs | Alex Star Alex Bank | Variable certificate QNB EGYPT | Diamond Certificate Credit Agricole Egypt |
|---|---|---|---|
| Yield type | Fixed | Fixed | Fixed |
| Payout | Multiple | At Maturity | Compounded monthly |
| Yield at the chosen payout | 15.75% | No quarterly payout | No quarterly payout |
| Yield by payout | Monthly 15.5% · Quarterly 15.75% | At maturity | Monthly |
| Term | 3 yrs | 10 yrs | 3 yrs |
| Min deposit | EGP 5,000 | EGP 1,000 Best | EGP 10,000 |
| Early withdrawal | Yes | Yes | Yes |
| Auto-renew | Yes | Yes | Yes |
| Renewal term | Flexible | Flexible | 3 yrs |
| Available online | Yes | Yes | Yes |
| Branch visit required | No | Yes | Yes |
| National ID required | Yes | Yes | Yes |