Alex Star — Alex Bank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Alex Star

Alex Bank · Certificates · Egyptian Pound · 3.0 · Monday 19 October 2026 - 12:35 AM
Yield by payout
15.5% – 15.75%
Term
3 yrs
Min. deposit
EGP 5,000
Payout
Monthly 15.5% · Quarterly 15.75%

Banky Analysis

Suits you if

  • I need monthly income
    • Several payout options
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Several payout options

Not for you if

  • Grow my savings the most
    • Yield lower than average for this term

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Multiple
Yield by payout
Monthly 15.5% · Quarterly 15.75%
Rate tiers
  1. ≥ EGP 5,000 Year 3Compounded monthly
    15.5%
  2. ≥ EGP 5,000 Year 3Compounded quarterly
    15.75%

Amount & term

Term
3 yrs
Min deposit
EGP 5,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
Flexible
Available online
Yes
Branch visit required
No
National ID required
Yes

Do the maths

Alex Star

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • It offers investment security with a fixed return of 15.5% monthly or 15.75% quarterly, ensuring clear returns over time.

Cons

  • The minimum amount to link the certificate rises to 5,000 Egyptian pounds, which could be a hurdle for small investors compared to other options.

Our take

Alex Star Certificates Evaluation (Monthly and Quarterly) These certificates are a stable investment option for those looking for fixed and guaranteed returns over 3 years, with a preference for regular payout periods that suit their living or saving needs.

Compare

Alternatives at a glance
Alex Star Alex Bank This one Variable certificate QNB EGYPT Diamond Certificate Credit Agricole Egypt Primo Certificate with Tiered Returns banque du caire
Yield by payout
15.5% – 15.75% 145.14% Total yield · At maturity17% Annual yield16% Average annual yield · variable
Term
3 yrs 10 yrs 3 yrs 3 yrs
Min. deposit
EGP 5,000 EGP 1,000 EGP 10K EGP 50K
Payout
Monthly 15.5% · Quarterly 15.75% At maturity Monthly Monthly
Compare with 3 similar certificates

Added Monday 19 October 2026 - 12:06 AM Updated Monday 19 October 2026 - 12:37 AM