Diamond Certificate — Credit Agricole Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
  • 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
  • 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
  • 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
  • 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
  • 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%

Diamond Certificate

Credit Agricole Egypt · Certificates · Egyptian Pound · 4.0 · Thursday 23 July 2026 - 08:23 PM
Annual yield
17%
Term
3 yrs
Min. deposit
EGP 10K
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Monthly payout
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Monthly payout

Not for you if

  • Grow my savings the most
    • Yield lower than average for this term

Not known yet

1 more detail we don't have yet

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Term
3 yrs
Min deposit
EGP 10,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
3 yrs
Available online
Yes
Branch visit required
Yes
National ID required
Yes

Do the maths

Diamond Certificate

Compute the total return and profit on a savings certificate, by payout.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • It offers a high and competitive return of 17% over 3 years.

Cons

  • It usually requires a high minimum to buy the certificate, which makes it inaccessible for small savers.

Our take

The Diamond Certificate from Crédit Agricole Bank offers a competitive option for those looking for a steady monthly income, thanks to its decent 16% return and relatively low minimum. While it’s not the highest-yielding in the bank, it’s still suitable for a wide range of clients looking for a safe and stable investment.

Compare

Alternatives at a glance
Diamond Certificate Credit Agricole Egypt This one Prime certificate saib bank Fixed certificate QNB EGYPT National Bank of Egypt National Bank of Egypt
Annual yield
17% 17.25% – 17.75% Yield by payout17.5% – 17.65% Yield by payout17.75% – 17.85% Yield by payout
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 10K EGP 1,000 EGP 1,000 EGP 1,000
Payout
Monthly Daily 17.25% · Monthly 17.75% Monthly 17.5% · Quarterly 17.55% · Semi-annual 17.6% · Annual 17.65% Monthly 17.75% · Quarterly 17.85%
Compare with 3 similar certificates

Added Monday 18 May 2026 - 02:48 PM Updated Sunday 11 October 2026 - 08:46 AM