Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
AWB Gold Visa Credit Card 
Attijariwafa bank Egypt - Remove
AWB Gold Cashback Visa Credit Card Attijariwafa bank Egypt - Remove
HSBC Gold Visa Credit Card HSBC EGYPT
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance HSBC Gold Visa Credit Card 68.04% vs 69.59% at AWB Gold Visa Credit Card & AWB Gold Cashback Visa Credit Card
- For cashback AWB Gold Cashback Visa Credit Card 10% vs 0% at AWB Gold Visa Credit Card & HSBC Gold Visa Credit Card
- For travel AWB Gold Visa Credit Card EGP 300,000 vs EGP 150,000 at AWB Gold Cashback Visa Credit Card
- Lowest annual fee HSBC Gold Visa Credit Card EGP 0 vs EGP 300 at AWB Gold Visa Credit Card & AWB Gold Cashback Visa Credit Card
If you carry a balance
Biggest differences
- Annual fee EGP 300 apart
All specifications
| Specs | AWB Gold Visa Credit Card Attijariwafa bank Egypt | AWB Gold Cashback Visa Credit Card Attijariwafa bank Egypt | HSBC Gold Visa Credit Card HSBC EGYPT | |
|---|---|---|---|---|
| Network | Visa | Visa | Visa | |
| Tier | Gold | Gold | Gold | |
| Contactless | Yes | Yes | Yes | |
| Apple Pay | No | No | No | |
| Google Pay | No | No | No | |
| Credit limit | EGP 4,000 – EGP 39,900 | EGP 4,000 – EGP 30,000 | EGP 30,000 – EGP 80,000 | |
| Purchase limit abroad (POS) | EGP 300,000 Best | EGP 150,000 | — | |
| Cash withdrawal limit abroad | EGP 2,500 | EGP 2,500 | — | |
| Effective annual rate (APR) | 69.59% (4.5% /mo) | 69.59% (4.5% /mo) | 68.04% (4.42% /mo) Best | |
| Nominal APR | 54% | 54% | 53.04% Best | |
| Grace period | 55 days | 55 days | 56 days Best | |
| First year free | No | No | No | |
| Annual fee | EGP 300 | EGP 300 | EGP 0 Best | |
| Fee waivable | No | No | No | |
| Issuance fee | EGP 300 | EGP 300 | — | |
| Late payment fee | EGP 150 | EGP 150 | — | |
| Over-limit fee | EGP 150 | EGP 150 | — | |
| Supplementary card fee/yr | EGP 250 (first 2 free) | EGP 250 (first 2 free) | — | |
| Foreign txn fee | 3% | 3% | — | |
| Min payment (%) | 5% | 5% | 5% | |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 | |
| Cash advance APR (effective) | 69.59% (4.5% /mo) | 69.59% (4.5% /mo) | — | |
| Cash advance APR (nominal) | 54% | 54% | — | |
| Domestic cash advance fee | EGP 35 | EGP 35 | — | |
| Cash advance fee abroad | EGP 80 | EGP 80 | — | |
| Lounge access | No | No | Yes | |
| Installments | No | No | Yes | |
| Travel insurance | No | No | No | |
| Purchase protection | No | No | No | |
| Cashback | No | Yes | No | |
| Cashback rate | — | 10% | — | |
| Rewards points | No | Yes | No | |
| Rewards program | — | برنامج نقاط WafaPoints | — | |
| Signup bonus | — | احصل على 10% من الحد الائتماني للبطاقة كمكافأة ترحيب عند استخدام الحد الكامل للبطاقة في أول 3 أشهر من تاريخ إصدارها. | — | |
| Min age | 21 | 21 | 21 | |
| Max age | — | — | 65 | |
| Approved employer | No | No | No | |