AWB Gold Visa Credit Card

Attijariwafa bank Egypt · Credit cards · Egyptian Pound · 1.2 · Sunday 25 October 2026 - 12:15 AM

The Gold Card offers a first-year annual fee refund when spending EGP 7,500 within the first 90 days, with an interest rate of 4.505%.

Annual fee: EGP 300
Rewards: None
Effective APR: 69.59%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I want a card that is easy to get
- Minimum credit limit lower than average

Not for you if

I pay my card off in full
I carry a balance month to month
- Purchase APR higher than average
I want to avoid card fees
- Annual fee higher than average
I want the most cashback

Annual fee EGP 300
Effective APR 69.59% Above the median of 22 Gold cards (60.1%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 300 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Credit limit: EGP 4,000 – EGP 39,900
Purchase limit abroad (POS): EGP 300,000
Cash withdrawal limit abroad: EGP 2,500

Interest & fees

Effective annual rate (APR): 69.59% (4.5% /mo)
Nominal APR: 54%
Grace period: 55 days
Annual fee: EGP 300
Fee waivable: No
Issuance fee: EGP 300
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 250 (first 2 free)
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Cash advance APR (effective): 69.59% (4.5% /mo)
Cash advance APR (nominal): 54%
Domestic cash advance fee: EGP 35
Cash advance fee abroad: EGP 80

Rewards & benefits

Detailed benefits

Other 1

بطاقة ذهبية مجانية مدى الحياة الحصول على بطاقة التجاري وفا بنك إيجيبت الذهبية مجانًا مدى الحياة عند إنفاق 40,000 جنيه مصري سنويًا بعد السنة الأولى، باستثناء عمليات تحويل الرصيد.

Shopping 1

استرداد رسوم الاشتراك للسنة الأولى استرداد رسوم الاشتراك عند إنفاق 7,500 جنيه مصري على المشتريات خلال أول 90 يومًا من استلام البطاقة، باستثناء عمليات تحويل الرصيد.

Eligibility

Min age: 21
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerUnemployedFreelancer
Accepted professions: any profession
Required documents: Passport CopyRecent Personal Photo

Do the maths

AWB Gold Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 1.2

1.2 Banky rating

Pros

First Year: Get your membership fee refunded when you spend EGP 7,500 on retail purchases within the first 90 days of receiving your card. Balance transfers are excluded.
After the First Year: Enjoy a lifetime-free Attijariwafa Bank Egypt Gold Card when you spend EGP 40,000 annually. Balance transfers are excluded.

Cons

Interest rates are relatively high at 4.50%.

Our take

The Gold Credit Card offers attractive benefits, including a first-year membership fee refund upon spending EGP 7,500 within the first 90 days, as well as a lifetime-free Gold Card upon spending EGP 40,000 annually after the first year. However, the interest rate is 4.50%, which should be considered when evaluating the overall cost of using the card.

The Gold Card offers a first-year annual fee refund when spending EGP 7,500 within the first 90 days, with an interest rate of 4.505%.

Compare

Alternatives at a glance
AWB Gold Visa Credit Card Attijariwafa bank Egypt This one	AWB Gold Cashback Visa Credit Card Attijariwafa bank Egypt	HSBC Gold Visa Credit Card HSBC EGYPT	QNB Gold Visa Credit Card QNB EGYPT
Annual fee
EGP 300	EGP 300	No fee	EGP 300
Rewards
None	10% cashback	None	Rewards points
Effective APR
69.59%	69.59%	68.04%	66.69%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Monday 26 October 2026 - 12:58 AM