Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Credit cards
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NXT Infinite Visa Credit Card 
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infinite plus metal credit card bank nxt - Up to 3 products
NXT Infinite Visa Credit Card — best on every question below.
Best for…
- For travel NXT Infinite Visa Credit Card EGP 480,000 vs EGP 10,000 at infinite plus metal credit card
- Lowest annual fee NXT Infinite Visa Credit Card EGP 6,000 vs EGP 8,000 at infinite plus metal credit card
If you carry a balance
Biggest differences
- Purchase limit abroad (POS) ×48
- Cash withdrawal limit abroad ×48
- Annual fee EGP 2,000 apart
All specifications
| Specs | NXT Infinite Visa Credit Card bank nxt | infinite plus metal credit card bank nxt |
|---|---|---|
| Network | Visa | Visa |
| Tier | Infinite | Infinite |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 200,000 – EGP 1,000,000 | EGP 50,000 – EGP 1,000,000 |
| Purchase limit abroad (POS) | EGP 480,000 Best | EGP 10,000 |
| Cash withdrawal limit abroad | EGP 2,400 Best | EGP 50 |
| Effective annual rate (APR) | 56.45% (3.8% /mo) | 56.45% (3.8% /mo) |
| Nominal APR | 45.6% | 45.6% |
| Grace period | 58 days | 58 days |
| First year free | No | No |
| Annual fee | EGP 6,000 Best | EGP 8,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 6,000 Best | EGP 8,000 |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 200 | EGP 200 |
| Supplementary card fee/yr | EGP 2,000 (first 1 free) | EGP 4,000 |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 56.45% (3.8% /mo) | 56.45% (3.8% /mo) |
| Cash advance APR (nominal) | 45.6% | 45.6% |
| Domestic cash advance fee | EGP 60 | EGP 60 |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | EGP 70 | EGP 70 |
| Lounge access | Yes | Yes |
| Installments | No | No |
| Travel insurance | Yes | Yes |
| Purchase protection | Yes | Yes |
| Cashback | No | No |
| Rewards points | No | Yes |
| Signup bonus | — | اكسب 2.5% من إنفاقك كنقاط |
| Installment months | — | 60 |
| Min age | 21 | 21 |
| Approved employer | No | No |