infinite plus metal credit card

bank nxt · Credit cards · Egyptian Pound · 4.5 · Tuesday 27 October 2026 - 08:44 AM

The Visa Infinite Plus Credit Card offers a range of travel and entertainment benefits, including airport lounge access, concierge services, rewards, and insurance protection.

Annual fee: EGP 8,000
Rewards: Rewards points
Effective APR: 56.45%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I carry a balance month to month
- Purchase APR lower than average
I want a card that is easy to get
- Minimum credit limit lower than average

Not for you if

I want to avoid card fees
- Annual fee higher than average
I want the most cashback

Annual fee EGP 8,000 Above the median of 13 Infinite cards (EGP 6,000)
Effective APR 56.45% Below the median of 12 Infinite cards (60.1%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 8,000 a year — no interest.

All of this is measured against elite cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Credit limit: EGP 50,000 – EGP 1,000,000
Purchase limit abroad (POS): EGP 10,000
Cash withdrawal limit abroad: EGP 50

Interest & fees

Effective annual rate (APR): 56.45% (3.8% /mo)
Nominal APR: 45.6%
Grace period: 58 days
Annual fee: EGP 8,000
Fee waivable: No
Issuance fee: EGP 8,000
Late payment fee: EGP 150
Over-limit fee: EGP 200
Supplementary card fee/yr: EGP 4,000
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Cash advance APR (effective): 56.45% (3.8% /mo)
Cash advance APR (nominal): 45.6%
Domestic cash advance fee: EGP 60
Cash advance limit: Up to 100% of the credit limit in cash
Cash advance fee abroad: EGP 70

Rewards & benefits

Lounge access Travel insurance Purchase protection Rewards points

Signup bonus: اكسب 2.5% من إنفاقك كنقاط

Eligibility

Min age: 21
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
Accepted professions: any profession
Required documents: National ID Copy

Do the maths

infinite plus metal credit card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

Benefit from insurance coverage for certain travel-related emergencies, including illness, accidents, and travel delays.
Purchase Protection: Coverage of up to USD 3,000 per claim, with an annual maximum of USD 5,000.
Access 24/7 concierge services via phone, our digital platform, and WhatsApp.

Cons

Most of the card’s benefits focus on travel and entertainment, which may make it less suitable for customers seeking benefits geared toward everyday use.

Our take

The Visa Infinite Plus Credit Card offers a range of travel and entertainment benefits, including airport lounge access, 24/7 concierge services, car rental discounts, purchase rewards, and insurance protection benefits. These features make the card suitable for frequent travelers seeking additional services and privileges during their trips, while it is important to review the terms and conditions, eligibility requirements, and insurance coverage limits applicable to each benefit.

The Visa Infinite Plus Credit Card offers a range of travel and entertainment benefits, including airport lounge access, concierge services, rewards, and insurance protection.

Compare

Alternatives at a glance
infinite plus metal credit card bank nxt This one	NXT Infinite Visa Credit Card bank nxt	Visa Infinite Credit Card SUEZ CANAL BANK	Visa Infinite Privilege card MID BANK
Annual fee
EGP 8,000	EGP 6,000	EGP 4,000	EGP 6,000
Rewards
Rewards points	None	Rewards points	Cashback
Effective APR
56.45%	56.45%	55.55%	60.1%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Tuesday 27 October 2026 - 08:48 PM