NXT Infinite Visa Credit Card
The NXT Bank Infinite Credit Card offers exclusive concierge services, VIP privileges, travel insurance, and fraud protection.
- Annual fee
- EGP 6,000
- Rewards
- None
- Effective APR
- 56.45%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Minimum credit limit lower than average
Not for you if
- I pay my card off in full
- Annual fee lower than average
- I want the most cashback
- Annual fee EGP 6,000
- Effective APR 56.45% Below the median of 12 Infinite cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 6,000 a year — no interest.
All of this is measured against elite cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 200,000 – EGP 1,000,000
- Purchase limit abroad (POS)
- EGP 480,000
- Cash withdrawal limit abroad
- EGP 2,400
Interest & fees
- Effective annual rate (APR)
- 56.45% (3.8% /mo)
- Nominal APR
- 45.6%
- Grace period
- 58 days
- Annual fee
- EGP 6,000
- Fee waivable
- No
- Issuance fee
- EGP 6,000
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 200
- Supplementary card fee/yr
- EGP 2,000 (first 1 free)
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 56.45% (3.8% /mo)
- Cash advance APR (nominal)
- 45.6%
- Domestic cash advance fee
- EGP 60
- Cash advance fee abroad
- EGP 70
Rewards & benefits
- خدمات الكونسيرج الحصرية خدمة متاحة على مدار الساعة للمساعدة في ترتيبات السفر والحجوزات والإعداد للمناسبات الخاصة.
- مزايا VIP الاستمتاع بالتسوق في المتاجر الفاخرة، وتجربة المطاعم ومراكز الترفيه، مع خصومات وعروض خاصة.
- الحماية من عمليات الاحتيال إمكانية استرداد ما يصل إلى 3,000 دولار أمريكي لكل حادثة احتيال، بحد أقصى سنوي يبلغ 5,000 دولار أمريكي، لحاملي بطاقات Infinite، وفقًا لشروط باقة التأمين.
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
- Accepted professions
- any profession
| Min supplementary age | 16 |
Do the maths
Our take
Pros
- Travel insurance coverage of up to USD 500,000 for emergency situations during trips
- Enjoy luxury shopping, premium dining, and entertainment experiences, with exclusive discounts and special offers
Cons
- Most card benefits are primarily focused on travel-related services and privileges rather than everyday use.
Our take
The NXT Bank Infinite Credit Card offers a premium range of benefits focused primarily on travel and exclusive privileges, including 24/7 concierge services, shopping and entertainment privileges, travel insurance coverage of up to USD 500,000, and fraud protection, subject to the applicable insurance terms and conditions. However, its benefits are predominantly geared toward travel and a premium lifestyle rather than everyday spending.
The NXT Bank Infinite Credit Card offers exclusive concierge services, VIP privileges, travel insurance, and fraud protection.
Compare
| NXT Infinite Visa Credit Card bank nxt This one |  infinite plus metal credit card bank nxt |  Visa Infinite Credit Card SUEZ CANAL BANK |  Visa Infinite Privilege card MID BANK |
|---|---|---|---|
| Annual fee | |||
| EGP 6,000 | EGP 8,000 | EGP 4,000 | EGP 6,000 |
| Rewards | |||
| None | Rewards points | Rewards points | Cashback |
| Effective APR | |||
| 56.45% | 56.45% | 55.55% | 60.1% |
Added Thursday 02 July 2026 - 01:56 AM Updated Monday 26 October 2026 - 10:18 AM