Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
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NXT Infinite Visa Credit Card 
bank nxt - Remove
Visa Infinite Privilege card MID BANK - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance NXT Infinite Visa Credit Card 56.45% vs 60.1% at Visa Infinite Privilege card
- For travel Visa Infinite Privilege card EGP 600,000 vs EGP 480,000 at NXT Infinite Visa Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad EGP 800 apart
- Over-limit fee EGP 50 apart
- Purchase limit abroad (POS) EGP 120,000 apart
- Effective annual rate (APR) 3.65 pts apart
All specifications
| Specs | NXT Infinite Visa Credit Card bank nxt | Visa Infinite Privilege card MID BANK |
|---|---|---|
| Network | Visa | Visa |
| Tier | Infinite | Infinite |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 200,000 – EGP 1,000,000 | EGP 1,500,000 – EGP 5,000,000 |
| Purchase limit abroad (POS) | EGP 480,000 | EGP 600,000 Best |
| Cash withdrawal limit abroad | EGP 2,400 Best | EGP 1,600 |
| Effective annual rate (APR) | 56.45% (3.8% /mo) Best | 60.1% (4% /mo) |
| Nominal APR | 45.6% Best | 48% |
| Installment interest | — | 3% |
| Grace period | 58 days | 58 days |
| First year free | No | No |
| Annual fee | EGP 6,000 | EGP 6,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 6,000 | EGP 6,000 |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 200 | EGP 150 Best |
| Supplementary card fee/yr | EGP 2,000 (first 1 free) | EGP 3,000 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 56.45% (3.8% /mo) Best | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 45.6% Best | 48% |
| Domestic cash advance fee | EGP 60 | EGP 30 |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | EGP 70 | EGP 50 |
| Lounge access | Yes | Yes |
| Installments | No | Yes |
| Travel insurance | Yes | No |
| Purchase protection | Yes | No |
| Cashback | No | Yes |
| Rewards points | No | Yes |
| Rewards program | — | برنامج نقاط ميدبنك |
| Points per EGP | — | 4 |
| Installment months | — | 36 |
| Min age | 21 | 21 |
| Approved employer | No | No |