Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
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Credit cards
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3 products side by side
- Remove
World Credit Card 
Egbank - Remove
TMG World Mastercard Emirates NBD - Remove
Banque Misr World Mastercard Credit Card BANQUE MISR
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance Banque Misr World Mastercard Credit Card 60.1% vs 79.38% at TMG World Mastercard
- For cashback TMG World Mastercard 5% vs 0% at World Credit Card & Banque Misr World Mastercard Credit Card
- For travel Banque Misr World Mastercard Credit Card EGP 500,000 vs EGP 6,000 at World Credit Card
- Lowest annual fee Banque Misr World Mastercard Credit Card EGP 2,500 vs EGP 3,500 at World Credit Card
If you carry a balance
Biggest differences
- Late payment fee ×4
- Over-limit fee ×4
- Annual fee EGP 1,000 apart
- Effective annual rate (APR) 19.28 pts apart
All specifications
| Specs | World Credit Card Egbank | TMG World Mastercard Emirates NBD | Banque Misr World Mastercard Credit Card BANQUE MISR |
|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard |
| Tier | World | World | World |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 100,000 – EGP 249,999 | EGP 300,000 – EGP 5,000,000 | EGP 100,000 – EGP 300,000 |
| Purchase limit abroad (POS) | EGP 6,000 | — | EGP 500,000 Best |
| Cash withdrawal limit abroad | EGP 250 | — | EGP 6,000 Best |
| Monthly intl. online limit (from Egypt) | — | — | EGP 400,000 |
| Effective annual rate (APR) | 74.52% (4.75% /mo) | 79.38% (4.99% /mo) | 60.1% (4% /mo) Best |
| Nominal APR | 57% | 59.88% | 48% Best |
| Grace period | 57 days Best | 57 days Best | 56 days |
| First year free | No | No | No |
| Annual fee | EGP 3,500 | EGP 3,000 | EGP 2,500 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 3,500 | EGP 3,000 | EGP 2,500 Best |
| Late payment fee | EGP 300 | EGP 200 | EGP 75 Best |
| Over-limit fee | EGP 300 | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 3,500 | EGP 1,500 | EGP 500 |
| Foreign txn fee | 3% | — | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 74.52% (4.75% /mo) | — | 60.1% (4% /mo) Best |
| Cash advance APR (nominal) | 57% | — | 48% Best |
| Domestic cash advance fee | EGP 150 | 4% (min EGP 50) | 2% (min EGP 15) |
| Cash advance limit | — | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | EGP 100 | 10% (min EGP 60) | 3% (min EGP 50) |
| Lounge access | Yes | No | Yes |
| Installments | Yes | No | Yes |
| Travel insurance | Yes | No | No |
| Purchase protection | Yes | No | No |
| Cashback | No | Yes | No |
| Cashback rate | — | 5% | — |
| Rewards points | Yes | Yes | Yes |
| Rewards program | Mastercard Priceless Specials | Points Plus | Mastercard Priceless Specials |
| Points per EGP | — | 10 Best | 3 |
| Installment months | — | — | 60 |
| Min age | 21 | 21 | 21 |
| Max age | — | 65 | 65 |
| Approved employer | No | No | Yes |