Banque Misr World Mastercard Credit Card — BANQUE MISR | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Banque Misr World Mastercard Credit Card

Banque Misr World Mastercard Credit Card

Mastercard
BANQUE MISR · Credit cards · Egyptian Pound · 4.0 · Sunday 05 July 2026 - 01:05 PM

A premium rewards and travel card that combines strong earning potential, airport lounge access, and lifestyle benefits, making it ideal for frequent travelers and high-spending customers.

Annual fee
EGP 2,500
Rewards
Rewards points
Effective APR
60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I carry a balance month to month

Not for you if

  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 2,500 Below the median of 9 World cards (EGP 3,000)
  • Effective APR 60.1%
What it actually costs you

Clearing it in full before the due date, your cost is EGP 2,500 a year — no interest.

What's good

  • Interest-free instalments

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay
Credit limit
EGP 100,000 – EGP 300,000
Purchase limit abroad (POS)
EGP 500,000
Cash withdrawal limit abroad
EGP 6,000
Monthly intl. online limit (from Egypt)
EGP 400,000

Interest & fees

Effective annual rate (APR)
60.1% (4% /mo)
Nominal APR
48%
Grace period
56 days
Annual fee
EGP 2,500
Fee waivable
No
Issuance fee
EGP 2,500
Late payment fee
EGP 75
Over-limit fee
EGP 75
Supplementary card fee/yr
EGP 500
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
60.1% (4% /mo)
Cash advance APR (nominal)
48%
Domestic
Domestic cash advance fee
2% (min EGP 15)
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
3% (min EGP 50)

Rewards & benefits

Lounge access Installments · up to 60 mo
Rewards program
Mastercard Priceless Specials
Points per EGP
3
Detailed benefits
Lifestyle 2
  • استخدام البطاقة محليًا ودوليًا استخدام البطاقة في عمليات الشراء والسحب النقدي محلياً ودولياً والسداد بالجنيه المصري.
  • السحب النقدي إمكانية استخدام 100 % من الحد الائتماني للبطاقة في السحب النقدي.
Shopping 1
  • استخدام خاصية الـ Contactless إمكانية الشراء باستخدام خاصية الـ Contactless والتي تتيح لك التسوق الآمن والسريع واجراء حركات المشتريات بسهولة ويسر.

Eligibility

Min age
21
Max age
65
Approved employer
Yes
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
Required documents
National ID CopySalary Slip (Last 3 Months)Recent Utility Bill
Eligibility criteria
Min supplementary age18
Nationalityegyptian

Do the maths

Banque Misr World Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Complimentary access to over 1,200 airport lounges by downloading the Mastercard Travel Pass app from the App Store or Google Play.

Cons

  • Relatively high issuance costs

Our take

Banque Misr's Mastercard World Credit Card is a strong premium card designed for customers who value travel benefits, rewards, and lifestyle privileges. With credit limits ranging from EGP 100,000 to EGP 300,000, the card offers an attractive rewards program that grants 3 points for every pound spent locally or internationally. Its standout features include complimentary access to more than 1,200 airport lounges worldwide through Mastercard Travel Pass, travel-related discounts on accommodation and car rentals, as well as exclusive offers with major merchants and delivery platforms. The card also provides flexible installment options of up to 60 months with participating merchants, making it suitable for both frequent travelers and high-spending customers. However, the 4% monthly interest rate means cardholders should manage repayments carefully to maximize the value of its premium benefits.

A premium rewards and travel card that combines strong earning potential, airport lounge access, and lifestyle benefits, making it ideal for frequent travelers and high-spending customers.

Compare

Alternatives at a glance
Banque Misr World Mastercard Credit Card Banque Misr World Mastercard Credit Card BANQUE MISR This oneCIB World Mastercard Credit Card CIB World Mastercard Credit Card CIB Egypt NBE World Mastercard Credit Card NBE World Mastercard Credit Card National Bank of Egypt AlexBank World Mastercard Credit Card Alex Bank
Annual fee
EGP 2,500 EGP 3,500 EGP 3,000 EGP 1,000
Rewards
Rewards points Rewards points Rewards points None
Effective APR
60.1% 59.92% 51.11% 26.82%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:54 AM Updated Saturday 31 October 2026 - 12:03 AM