World Credit Card — Egbank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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World Credit Card

World Credit Card

Mastercard
Egbank · Credit cards · Egyptian Pound · 2.0 · Saturday 24 October 2026 - 07:34 PM

EGBANK’s World Credit Card offers a high credit limit and a wide range of premium travel, shopping, rewards, and exclusive privileges

Annual fee
EGP 3,500
Rewards
Rewards points
Effective APR
74.52%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Not for you if

  • I pay my card off in full
    • Annual fee higher than average
  • I carry a balance month to month
    • Purchase APR higher than average
  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 3,500 Above the median of 9 World cards (EGP 3,000)
  • Effective APR 74.52% Above the median of 8 World cards (60.01%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 3,500 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 100,000 – EGP 249,999
Purchase limit abroad (POS)
EGP 6,000
Cash withdrawal limit abroad
EGP 250

Interest & fees

Effective annual rate (APR)
74.52% (4.75% /mo)
Nominal APR
57%
Grace period
57 days
Annual fee
EGP 3,500
Fee waivable
No
Issuance fee
EGP 3,500
Late payment fee
EGP 300
Over-limit fee
EGP 300
Supplementary card fee/yr
EGP 3,500
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
74.52% (4.75% /mo)
Cash advance APR (nominal)
57%
Domestic
Domestic cash advance fee
EGP 150
Abroad
Cash advance fee abroad
EGP 100

Rewards & benefits

Lounge access Installments Travel insurance Purchase protection
Rewards program
Mastercard Priceless Specials
Detailed benefits
Lifestyle 1
  • المرونة المالية حد ائتماني مرتفع يتراوح من 100,000 إلى 249,999 جنيه
Shopping 1
  • العروض والامتيازات الحصرية استفد من خصومات السفر والفنادق وتأجير السيارات، وخدمات الشحن المميزة، وحماية المشتريات من Mastercard، بالإضافة إلى برامج التقسيط المتاحة من EGBANK.

Eligibility

Min age
21
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
Accepted professions
any profession
Required documents
National ID CopyPassport CopySalary Slip (Last 3 Months)Commercial RegisterRecent Utility Bill

Do the maths

World Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.0

2.0 Banky rating

Pros

  • Complimentary access to VIP lounges at selected airports.
  • Mastercard Purchase Protection.

Cons

  • Interest rates are relatively high at 4.75%.

Our take

EGBANK’s World Credit Card offers a high credit limit and an extensive range of exclusive benefits, including rewards and installment plans, complimentary access to selected airport lounges, travel, hotel and car rental discounts, and purchase protection. However, the card’s overall attractiveness also depends on its interest rates, annual fees, and how effectively customers utilize these benefits.

EGBANK’s World Credit Card offers a high credit limit and a wide range of premium travel, shopping, rewards, and exclusive privileges

Compare

Alternatives at a glance
World Credit Card World Credit Card Egbank This oneTMG World Mastercard TMG World Mastercard Emirates NBD Banque Misr World Mastercard Credit Card Banque Misr World Mastercard Credit Card BANQUE MISR CIB World Mastercard Credit Card CIB World Mastercard Credit Card CIB Egypt
Annual fee
EGP 3,500 EGP 3,000 EGP 2,500 EGP 3,500
Rewards
Rewards points 5% cashback Rewards points Rewards points
Effective APR
74.52% 79.38% 60.1% 59.92%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 24 October 2026 - 07:28 PM