2 products side by side
World Elite Credit Card No product wins everything — the right one depends on your need.
| Specs | World Elite Credit Card Egbank | World Elite Mastercard Credit Card Emirates NBD |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | World Elite | World Elite |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 250,000 – EGP 2,000,000 | EGP 300,000 – EGP 5,000,000 |
| Purchase limit abroad (POS) | EGP 10,000 | — |
| Cash withdrawal limit abroad | EGP 250 | — |
| Effective annual rate (APR) | 74.52% (4.75% /mo) Best | 79.38% (4.99% /mo) |
| Nominal APR | 57% Best | 59.88% |
| Grace period | 57 days | 57 days |
| First year free | No | No |
| Annual fee | EGP 8,000 | EGP 8,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 8,000 | EGP 8,000 |
| Late payment fee | EGP 300 | EGP 200 Best |
| Over-limit fee | EGP 300 | EGP 150 Best |
| Supplementary card fee/yr | EGP 4,000 (first 2 free) | EGP 4,000 |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 74.52% (4.75% /mo) | — |
| Cash advance APR (nominal) | 57% | — |
| Domestic cash advance fee | EGP 150 | 4% (min EGP 50) |
| Cash advance fee abroad | EGP 100 | 10% (min EGP 60) |
| Lounge access | No | Yes |
| Installments | No | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | — | Points Plus |
| Points per EGP | — | 4 |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | No |