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QNB Titanium Mastercard Credit Card No product wins everything — the right one depends on your need.
| Specs | Titanium Mastercard Credit Cards Al Ahli Bank of Kuwait – Egypt | QNB Titanium Mastercard Credit Card QNB EGYPT |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Titanium | Titanium |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | Up to EGP 29,999 | EGP 30,000 – EGP 100,000 |
| Purchase limit abroad (POS) | EGP 5,000 | EGP 200,000 Best |
| Cash withdrawal limit abroad | EGP 100 | EGP 1,500 Best |
| Effective annual rate (APR) | 66.31% (4.33% /mo) Best | 66.69% (4.35% /mo) |
| Nominal APR | 51.96% Best | 52.2% |
| Grace period | 52 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 400 | EGP 400 |
| Fee waivable | No | No |
| Issuance fee | Free issuance Best | EGP 400 |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 250 | EGP 225 |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 68.04% (4.42% /mo) | — |
| Cash advance APR (nominal) | 53.04% | — |
| Domestic cash advance fee | EGP 100 | 4% (min EGP 50) |
| Cash advance fee abroad | EGP 150 | 6% |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | Yes | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | برنامج نقاط اكسترا | Mastercard Priceless Specials |
| Points per EGP | 1 | — |
| Installment months | 60 | — |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | No |