QNB Titanium Mastercard Credit Card

QNB EGYPT · Credit cards · Egyptian Pound · 4.5 · Saturday 10 October 2026 - 01:02 AM

A mid-tier credit card offering a 57-day grace period, 4.35% interest rate, and a reward scheme of 1.5 points per EGP spent (+0.5 bonus points for online purchases).

Annual fee: EGP 400
Rewards: Rewards points
Effective APR: 66.69%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I want to avoid card fees
- Annual fee lower than average
I want a card that is easy to get
- Minimum credit limit lower than average

Not for you if

I carry a balance month to month
- Purchase APR higher than average
I want the most cashback

Annual fee EGP 400 Above the median of 22 Titanium cards (EGP 375)
Effective APR 66.69% Above the median of 21 Titanium cards (64.78%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 400 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay

Credit limit: EGP 30,000 – EGP 100,000
Purchase limit abroad (POS): EGP 200,000
Cash withdrawal limit abroad: EGP 1,500

Interest & fees

Effective annual rate (APR): 66.69% (4.35% /mo)
Nominal APR: 52.2%
Grace period: 57 days
Annual fee: EGP 400
Fee waivable: No
Issuance fee: EGP 400
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 225
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Domestic cash advance fee: 4% (min EGP 50)
Cash advance fee abroad: 6%

Rewards & benefits

Lounge access Installments

Rewards program: Mastercard Priceless Specials

Eligibility

Min age: 21
Max age: 65
Approved employer: No
Accepted employment types: FreelancerPensionerSelf-EmployedMilitaryGovernmentEmployed
Accepted professions: any profession
Required documents: Bank Statement (Last 3 Months)

Do the maths

QNB Titanium Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

Strong balance of everyday perks and travel convenience, featuring higher point earning rates (1.5 points per EGP) with extra online rewards and complimentary airport lounge entry.

Cons

Lounge access is subject to spending thresholds (minimum equivalent of $1 USD spent every 3 months prior to access), and complimentary access does not extend to accompanying guests.

Our take

The QNB Mastercard Titanium Credit Card is a well-balanced financial option designed to enhance both travel and daily shopping experiences. It offers up to a 57-day grace period on purchases, supports contactless payments and Apple Pay, and provides access to over 10 airport lounges worldwide alongside exclusive travel, dining, and car rental discounts.

A mid-tier credit card offering a 57-day grace period, 4.35% interest rate, and a reward scheme of 1.5 points per EGP spent (+0.5 bonus points for online purchases).

Compare

Alternatives at a glance
QNB Titanium Mastercard Credit Card QNB EGYPT This one	Titanium Mastercard Credit Cards Al Ahli Bank of Kuwait – Egypt	FAB Titanium Cashback Mastercard Credit Card FABMISR	Titanium Mastercard The Industrial Development Bank
Annual fee
EGP 400	EGP 400	EGP 500	EGP 350
Rewards
Rewards points	Rewards points	1% cashback	Rewards points
Effective APR
66.69%	66.31%	67.46%	60.1%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Saturday 31 October 2026 - 11:30 AM

Min supplementary age	15
Nationality	both