Titanium Mastercard Credit Cards

Al Ahli Bank of Kuwait – Egypt · Credit cards · Egyptian Pound · 2.5 · Saturday 24 October 2026 - 02:14 PM

The Mastercard Titanium Credit Card offers flexible payments and installments, along with rewards, travel, and insurance benefits, with monthly interest rates of 4.33% on purchases and 4.42% on cash withdrawals

Annual fee: EGP 400
Rewards: Rewards points
Effective APR: 66.31%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I want to avoid card fees
- Annual fee lower than average

Not for you if

I carry a balance month to month
- Purchase APR higher than average
I want the most cashback

Not yet evaluated for: I want a card that is easy to get

Annual fee EGP 400 Above the median of 22 Titanium cards (EGP 375)
Effective APR 66.31% Above the median of 21 Titanium cards (64.78%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 400 a year — no interest.

Not known yet

1 more detail we don't have yet

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Credit limit: Up to EGP 29,999
Purchase limit abroad (POS): EGP 5,000
Cash withdrawal limit abroad: EGP 100

Interest & fees

Effective annual rate (APR): 66.31% (4.33% /mo)
Nominal APR: 51.96%
Grace period: 52 days
Annual fee: EGP 400
Fee waivable: No
Issuance fee: Free issuance
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 250
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Cash advance APR (effective): 68.04% (4.42% /mo)
Cash advance APR (nominal): 53.04%
Domestic cash advance fee: EGP 100
Cash advance fee abroad: EGP 150

Rewards & benefits

Lounge access Installments · up to 60 mo Purchase protection

Rewards program: برنامج نقاط اكسترا
Points per EGP: 1

Eligibility

Min age: 21
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
Accepted professions: any profession
Required documents: Passport CopyNational ID Copy

Do the maths

Titanium Mastercard Credit Cards

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.5

2.5 Banky rating

Pros

2. Purchase protection against theft and accidental damage for up to 90 days from the date of purchase.
1. Complimentary access to 10 international airport lounges across 5 countries, including Egypt, the UAE, Saudi Arabia, Kuwait, and Jordan.

Cons

The monthly interest rate is relatively high, at 4.33% on purchases and 4.42% on cash withdrawals.

Our take

The Mastercard Titanium Credit Card from Al Ahli Bank of Kuwait – Egypt is a suitable option for individuals seeking flexibility in managing everyday expenses while enjoying a range of additional benefits. The card offers a credit limit of up to EGP 29,999 and an interest-free grace period of up to 52 days on purchases. Cardholders can also convert purchases into installments for up to 60 months through the Easy Shopping service. Additional benefits include Extra Rewards points, complimentary access to 10 international airport lounges across 5 countries, and purchase protection against theft and accidental damage for up to 90 days. The card also provides access to cash through the Easy Cash service, with installment plans available, as well as the option to issue up to four supplementary cards for family members. However, prospective cardholders should carefully consider the monthly interest rates of 4.33% on purchases and 4.42% on cash withdrawals, along with applicable service fees, to assess the overall cost of ownership and ensure the card aligns with their financial needs and repayment capacity.

Compare

Alternatives at a glance
Titanium Mastercard Credit Cards Al Ahli Bank of Kuwait – Egypt This one	QNB Titanium Mastercard Credit Card QNB EGYPT	FAB Titanium Cashback Mastercard Credit Card FABMISR	Titanium Mastercard The Industrial Development Bank
Annual fee
EGP 400	EGP 400	EGP 500	EGP 350
Rewards
Rewards points	Rewards points	1% cashback	Rewards points
Effective APR
66.31%	66.69%	67.46%	60.1%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 24 October 2026 - 02:09 PM