3 products side by side
ABC Classic Visa Credit Card
NBE Classic Visa Credit Card
Visa Signature Credit Card No product wins everything — the right one depends on your need.
| Specs | ABC Classic Visa Credit Card bank abc | NBE Classic Visa Credit Card National Bank of Egypt | Visa Signature Credit Card SUEZ CANAL BANK |
|---|---|---|---|
| Network | Visa | Visa | Visa |
| Tier | Signature | Signature | Signature |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | No |
| Google Pay | No | No | No |
| Credit limit | EGP 150,000 – EGP 1,500,000 | Up to EGP 500,000 | EGP 100,000 – EGP 999,999 |
| Purchase limit abroad (POS) | EGP 350,000 | EGP 500,000 Best | EGP 350,000 |
| Cash withdrawal limit abroad | EGP 4,000 | EGP 11,250 Best | EGP 10,000 |
| Monthly intl. online limit (from Egypt) | EGP 150,000 Best | EGP 50,000 | — |
| Effective annual rate (APR) | 26.82% (2% /mo) Best | 51.11% (3.5% /mo) | 55.55% (3.75% /mo) |
| Nominal APR | 24% Best | 42% | 45% |
| Installment interest | — | 95% | — |
| Grace period | 53 days | 57 days Best | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 3,000 | EGP 3,000 | EGP 3,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 3,000 | EGP 3,000 | EGP 3,000 |
| Late payment fee | EGP 200 | EGP 75 Best | EGP 150 |
| Over-limit fee | EGP 150 | EGP 75 Best | EGP 150 |
| Supplementary card fee/yr | EGP 1,500 | EGP 1,000 | EGP 2,000 |
| Foreign txn fee | 3% | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 26.82% (2% /mo) Best | 51.11% (3.5% /mo) | 55.55% (3.75% /mo) |
| Cash advance APR (nominal) | 24% Best | 42% | 45% |
| Domestic cash advance fee | 6% (min EGP 100) | 2% (min EGP 20) Best | 5% (min EGP 50) |
| Cash advance limit | Up to 75% of the credit limit in cash | Up to 100% of the credit limit in cash Best | — |
| Cash advance fee abroad | 12% (min EGP 200) | 3% (min EGP 100) Best | 5% (min EGP 50) |
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | Yes | Yes | No |
| Purchase protection | Yes | Yes | Yes |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | برنامج مكافآت ABC بلس+ | نقاط الأهلي للمكافات | نقاطي |
| Points per EGP | — | 1.75 | 3 Best |
| Points expiry | — | 12 mo | — |
| Signup bonus | — | نقطة لكل جنيه | — |
| Free lounge visits/yr | 2 | 12 Best | — |
| Installment months | 36 | 36 | 60 |
| Min age | — | 21 | 21 |
| Max age | — | 60 | 65 |
| Approved employer | No | No | Yes |