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ABC Classic Visa Credit Card
NBE Classic Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | ABC Classic Visa Credit Card bank abc | NBE Classic Visa Credit Card National Bank of Egypt |
|---|---|---|
| Network | Visa | Visa |
| Tier | Signature | Signature |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 150,000 – EGP 1,500,000 | Up to EGP 500,000 |
| Purchase limit abroad (POS) | EGP 350,000 | EGP 500,000 Best |
| Cash withdrawal limit abroad | EGP 4,000 | EGP 11,250 Best |
| Monthly intl. online limit (from Egypt) | EGP 150,000 Best | EGP 50,000 |
| Effective annual rate (APR) | 26.82% (2% /mo) Best | 51.11% (3.5% /mo) |
| Nominal APR | 24% Best | 42% |
| Installment interest | — | 95% |
| Grace period | 53 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 3,000 | EGP 3,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 3,000 | EGP 3,000 |
| Late payment fee | EGP 200 | EGP 75 Best |
| Over-limit fee | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 1,500 | EGP 1,000 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 26.82% (2% /mo) Best | 51.11% (3.5% /mo) |
| Cash advance APR (nominal) | 24% Best | 42% |
| Domestic cash advance fee | 6% (min EGP 100) | 2% (min EGP 20) Best |
| Cash advance limit | Up to 75% of the credit limit in cash | Up to 100% of the credit limit in cash Best |
| Cash advance fee abroad | 12% (min EGP 200) | 3% (min EGP 100) Best |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | Yes | Yes |
| Purchase protection | Yes | Yes |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | برنامج مكافآت ABC بلس+ | نقاط الأهلي للمكافات |
| Points per EGP | — | 1.75 |
| Points expiry | — | 12 mo |
| Signup bonus | — | نقطة لكل جنيه |
| Free lounge visits/yr | 2 | 12 Best |
| Installment months | 36 | 36 |
| Min age | — | 21 |
| Max age | — | 60 |
| Approved employer | No | No |