Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Credit cards
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2 products side by side
- Remove AlexBank World Mastercard Credit Card
Alex Bank - Remove
NBE World Mastercard Credit Card National Bank of Egypt - Up to 3 products
AlexBank World Mastercard Credit Card — best on every question below.
Best for…
- If you carry a balance AlexBank World Mastercard Credit Card 26.82% vs 51.11% at NBE World Mastercard Credit Card
- Lowest annual fee AlexBank World Mastercard Credit Card EGP 1,000 vs EGP 3,000 at NBE World Mastercard Credit Card
If you carry a balance
Biggest differences
- Annual fee ×3
- Effective annual rate (APR) 24.29 pts apart
All specifications
| Specs | AlexBank World Mastercard Credit Card Alex Bank | NBE World Mastercard Credit Card National Bank of Egypt |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | World | World |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | EGP 250,000 – EGP 3,000,000 | Up to EGP 500,000 |
| Purchase limit abroad (POS) | — | EGP 500,000 |
| Cash withdrawal limit abroad | — | EGP 11,250 |
| Monthly intl. online limit (from Egypt) | — | EGP 50,000 |
| Effective annual rate (APR) | 26.82% (2% /mo) Best | 51.11% (3.5% /mo) |
| Nominal APR | 24% Best | 42% |
| Installment interest | — | 95% |
| Grace period | 56 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 1,000 Best | EGP 3,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 3,000 | EGP 3,000 |
| Late payment fee | — | EGP 75 |
| Over-limit fee | — | EGP 75 |
| Supplementary card fee/yr | EGP 3,000 | EGP 1,000 |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 51.11% (3.5% /mo) |
| Cash advance APR (nominal) | — | 42% |
| Domestic cash advance fee | — | 2% (min EGP 20) |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 3% (min EGP 100) |
| Lounge access | Yes | Yes |
| Installments | No | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | Yes |
| Cashback | No | No |
| Rewards points | No | Yes |
| Rewards program | — | نقاط الأهلي للمكافات |
| Points per EGP | — | 1.75 |
| Points expiry | — | 11 mo |
| Signup bonus | — | نقطة لكل جنيه |
| Free lounge visits/yr | — | 20 |
| Installment months | — | 3636 |
| Min age | — | 21 |
| Max age | — | 60 |
| Approved employer | No | No |