NBE World Mastercard Credit Card
National Bank of Egypt’s Mastercard World card offers exclusive, unique benefits and a high credit limit.
- Annual fee
- EGP 3,000
- Rewards
- Rewards points
- Effective APR
- 51.11%
32 live offers on this card Discount 28 · Zero Interest Installment 4 · Triple Zero 3
- Amazon Prime amazon prime
- 10% discount at Parnassus Bookstores. Bernasos
- Parnassus No merchant
- خصم 15% لدى فنادق كونكورد السلام شرم الشيخ Concorde El Salam Hotels Sharm El Sheikh
- خصم 15% لدى فندق كونكورد مورين مرسى علم Concorde Moreen Beach Resort & Spa, Marsa Alam
- Rizkalla Rizkallah
Nearest end first · 6 of 32
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
Not for you if
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee EGP 3,000
- Effective APR 51.11% Below the median of 8 World cards (60.01%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 3,000 a year — no interest.
What's good
- Interest-free instalments
Not known yet
1 more detail we don't have yet
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- Up to EGP 500,000
- Purchase limit abroad (POS)
- EGP 500,000
- Cash withdrawal limit abroad
- EGP 11,250
- Monthly intl. online limit (from Egypt)
- EGP 50,000
Interest & fees
- Effective annual rate (APR)
- 51.11% (3.5% /mo)
- Nominal APR
- 42%
- Installment interest
- 95%
- Grace period
- 57 days
- Annual fee
- EGP 3,000
- Fee waivable
- No
- Issuance fee
- EGP 3,000
- Late payment fee
- EGP 75
- Over-limit fee
- EGP 75
- Supplementary card fee/yr
- EGP 1,000
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 51.11% (3.5% /mo)
- Cash advance APR (nominal)
- 42%
- Domestic cash advance fee
- 2% (min EGP 20)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 3% (min EGP 100)
Rewards & benefits
- Rewards program
- نقاط الأهلي للمكافات
- Points per EGP
- 1.75
- Points expiry
- 11 mo
- Signup bonus
- نقطة لكل جنيه
- برنامج نقاط الأهلي للمكافات
- مزايا اضافية مزايا لدى العديد من الفنادق الشهيرة بالإضافة الي العروض المقدمة بالنوادي الصحية ببعض الفنادق حول العالم، بالإضافة الي العديد من العروض الأخرى كالتمتع بعروض خاصة بدار الاوبرا بدبي و مزايا التسوق وعروض لدي بعض شركات تأجير السيارات
- خصومات تذاكر الطيران استمتع بخصومات حصرية على تذاكر الطيران الدولية وحجوزات الفنادق عند الحجز من خلال موقع أو تطبيق Cleartrip.
- دخول صالات المطارات يسمح بدخول صالات الانتظار 20 مرة سنويًا عند استيفاء متطلبات الإنفاق الدولي لحاملي بطاقة ماستركارد وورلد
- عروض الفنادق مزايا لدى العديد من الفنادق الشهيرة بالإضافة الي العروض المقدمة بالنوادي الصحية ببعض الفنادق حول العالم
- عروض اخرى العديد من العروض الأخرى كالتمتع بعروض خاصة بدار الاوبرا بدبي و مزايا التسوق وعروض لدي بعض شركات تأجير السيارات، و مزايا لدى العديد من الفنادق الشهيرة بالإضافة الي العروض المقدمة بالنوادي الصحية ببعض الفنادق حول العالم.
Eligibility
- Min age
- 21
- Max age
- 60
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentSelf-EmployedMilitaryFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-BackedCommercial Register & Tax Card
- Required documents
- National ID CopyPassport CopyBank Statement (Last 3 Months)Bank Statement (Last 6 Months)Commercial RegisterTax CardRecent Utility Bill
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- The card offers you a very high credit limit of up to EGP 500,000, providing absolute financial freedom for purchases and transactions.
- The card gives you 1.75 points for every pound spent on purchases.
- The card grants you 20 complimentary annual visits to airport lounges worldwide via the Mastercard Travel Pass app.
- Simple activation requirement: To take advantage of these visits, Mastercard requires a minimum spend equivalent to one US dollar in any foreign currency (international or online) within the 72 hours prior to the visit.
- Extended grace period: Up to 57 days on purchase transactions only.
- Electronic Payment Wristband: You can obtain a contactless payment wristband linked to your card.
- Exclusive discounts on international flight tickets and hotel bookings via the Cleartrip app and website.
- Special and exclusive offers at renowned hotels, health clubs worldwide, and car rental companies.
Cons
- High renewal fees; the supplementary card fee is 1,000 EGP.
- International lounge access spending requirement: Although 20 visits is a substantial number that meets any traveler's needs, the requirement to activate this benefit by making an international transaction equivalent to one dollar—at least 72 hours prior to travel—remains a condition that must always be kept in mind to ensure complimentary access.
- High issuance fee of 3,000 pounds.
Our take
If you have high monthly spending, travel frequently, and are looking for a card that offers international prestige and status—along with a credit limit of up to half a million pounds and a highly generous, easy-to-earn rewards program—then this is undoubtedly one of the best options available in the Egyptian banking market. The card easily offsets its high annual fee through benefits such as 20 airport lounge visits and various hotel and flight offers; the only requirement is making a simple international purchase (even just a one-dollar online transaction) prior to your trip to activate these perks.
National Bank of Egypt’s Mastercard World card offers exclusive, unique benefits and a high credit limit.
Compare
| NBE World Mastercard Credit Card National Bank of Egypt This one | AlexBank World Mastercard Credit Card Alex Bank |  CIB World Mastercard Credit Card CIB Egypt |  Banque Misr World Mastercard Credit Card BANQUE MISR |
|---|---|---|---|
| Annual fee | |||
| EGP 3,000 | EGP 1,000 | EGP 3,500 | EGP 2,500 |
| Rewards | |||
| Rewards points | None | Rewards points | Rewards points |
| Effective APR | |||
| 51.11% | 26.82% | 59.92% | 60.1% |
Added Thursday 02 July 2026 - 01:55 AM Updated Sunday 25 October 2026 - 09:30 PM