Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
Browse all Credit cards
Compare Credit cards
3 products side by side
- Remove CAE Classic Visa Credit Card
Credit Agricole Egypt - Remove
CIB Classic Cashback Mastercard Credit Card 
CIB Egypt - Remove
Standard Mastercard National Bank of Egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance CAE Classic Visa Credit Card 26.82% vs 59.92% at CIB Classic Cashback Mastercard Credit Card
- For cashback CIB Classic Cashback Mastercard Credit Card 5% vs 0% at CAE Classic Visa Credit Card & Standard Mastercard
- For travel CIB Classic Cashback Mastercard Credit Card EGP 500,000 vs EGP 50,000 at Standard Mastercard
- Lowest annual fee Standard Mastercard EGP 150 vs EGP 2,000 at CAE Classic Visa Credit Card
If you carry a balance
Biggest differences
- Annual fee ×13
- Late payment fee ×4
- Effective annual rate (APR) 33.1 pts apart
All specifications
| Specs | CAE Classic Visa Credit Card Credit Agricole Egypt | CIB Classic Cashback Mastercard Credit Card CIB Egypt | Standard Mastercard National Bank of Egypt |
|---|---|---|---|
| Network | Visa | Mastercard | Mastercard |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 150,000 – EGP 500,000 | EGP 10,000 – EGP 30,000 | Up to EGP 9,999 |
| Purchase limit abroad (POS) | — | EGP 500,000 Best | EGP 50,000 |
| Cash withdrawal limit abroad | — | EGP 4,000 Best | EGP 3,749 |
| Monthly intl. online limit (from Egypt) | — | EGP 200,000 Best | EGP 9,999 |
| Effective annual rate (APR) | 26.82% (2% /mo) Best | 59.92% (3.99% /mo) | 51.11% (3.5% /mo) |
| Nominal APR | 24% Best | 47.88% | 42% |
| Grace period | 56 days Best | 55 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 2,000 | EGP 350 | EGP 150 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 2,000 | EGP 350 | EGP 150 Best |
| Late payment fee | EGP 300 | EGP 150 | EGP 75 Best |
| Over-limit fee | — | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 1,000 | EGP 0 | EGP 25 (first 2 free) |
| Foreign txn fee | — | — | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | — | 51.11% (3.5% /mo) |
| Cash advance APR (nominal) | — | — | 42% |
| Domestic cash advance fee | — | 5% (min EGP 50) | EGP 10 |
| Cash advance limit | — | Up to 100% of the credit limit in cash Best | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 10% (min EGP 20) | EGP 100 |
| Lounge access | No | Yes | No |
| Installments | No | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | Yes |
| Cashback | No | Yes | No |
| Cashback rate | — | 5% | — |
| Rewards points | No | No | Yes |
| Rewards program | — | — | نقاط الأهلي للمكافات |
| Points per EGP | — | — | 1 |
| Signup bonus | — | — | نقطة لكل جنيه |
| Installment months | — | — | 36 |
| Min age | — | 21 | 21 |
| Max age | — | 65 | 60 |
| Approved employer | No | No | No |