2 products side by side
CIB Classic Cashback Mastercard Credit Card No product wins everything — the right one depends on your need.
| Specs | CAE Classic Visa Credit Card Credit Agricole Egypt | CIB Classic Cashback Mastercard Credit Card CIB Egypt |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 150,000 – EGP 500,000 | EGP 10,000 – EGP 30,000 |
| Purchase limit abroad (POS) | — | EGP 500,000 |
| Cash withdrawal limit abroad | — | EGP 4,000 |
| Monthly intl. online limit (from Egypt) | — | EGP 200,000 |
| Effective annual rate (APR) | 26.82% (2% /mo) Best | 59.92% (3.99% /mo) |
| Nominal APR | 24% Best | 47.88% |
| Grace period | 56 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 2,000 | EGP 350 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 2,000 | EGP 350 Best |
| Late payment fee | EGP 300 | EGP 150 Best |
| Over-limit fee | — | EGP 150 |
| Supplementary card fee/yr | EGP 1,000 | EGP 0 |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Domestic cash advance fee | — | 5% (min EGP 50) |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 10% (min EGP 20) |
| Lounge access | No | Yes |
| Installments | No | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | Yes |
| Cashback rate | — | 5% |
| Rewards points | No | No |
| Min age | — | 21 |
| Max age | — | 65 |
| Approved employer | No | No |