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QNB Titanium Mastercard Credit Card
FAB Titanium Cashback Mastercard Credit Card No product wins everything — the right one depends on your need.
| Specs | QNB Titanium Mastercard Credit Card QNB EGYPT | Titanium Mastercard Credit Cards Al Ahli Bank of Kuwait – Egypt | FAB Titanium Cashback Mastercard Credit Card FABMISR | |
|---|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard | |
| Tier | Titanium | Titanium | Titanium | |
| Contactless | Yes | Yes | Yes | |
| Apple Pay | Yes | No | No | |
| Google Pay | No | No | No | |
| Credit limit | EGP 30,000 – EGP 100,000 | Up to EGP 29,999 | EGP 5,000 – EGP 39,999 | |
| Purchase limit abroad (POS) | EGP 200,000 Best | EGP 5,000 | EGP 4,000 | |
| Cash withdrawal limit abroad | EGP 1,500 Best | EGP 100 | EGP 100 | |
| Monthly intl. online limit (from Egypt) | — | — | EGP 30,000 | |
| Effective annual rate (APR) | 66.69% (4.35% /mo) | 66.31% (4.33% /mo) Best | 67.46% (4.39% /mo) | |
| Nominal APR | 52.2% | 51.96% Best | 52.68% | |
| Installment interest | — | — | 95% | |
| Grace period | 57 days Best | 52 days | 55 days | |
| First year free | No | No | No | |
| Annual fee | EGP 400 Best | EGP 400 Best | EGP 500 | |
| Fee waivable | No | No | No | |
| Issuance fee | EGP 400 | Free issuance Best | EGP 500 | |
| Late payment fee | EGP 150 Best | EGP 150 Best | EGP 250 | |
| Over-limit fee | EGP 150 Best | EGP 150 Best | EGP 200 | |
| Supplementary card fee/yr | EGP 225 | EGP 250 | EGP 500 (first 4 free) | |
| Foreign txn fee | — | 3% | 3% | |
| Min payment (%) | 5% | 5% | 5% | |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 | |
| Cash advance APR (effective) | — | 68.04% (4.42% /mo) | 67.46% (4.39% /mo) Best | |
| Cash advance APR (nominal) | — | 53.04% | 52.68% Best | |
| Domestic cash advance fee | 4% (min EGP 50) | EGP 100 | 8% (min EGP 80) | |
| Cash advance limit | — | — | Up to 100% of the credit limit in cash | |
| Cash advance fee abroad | 6% | EGP 150 | 10% (min EGP 100) | |
| Lounge access | Yes | Yes | Yes | |
| Installments | Yes | Yes | Yes | |
| Travel insurance | No | No | Yes | |
| Purchase protection | No | Yes | Yes | |
| Cashback | No | No | Yes | |
| Cashback rate | — | — | 1% | |
| Rewards points | Yes | Yes | Yes | |
| Rewards program | Mastercard Priceless Specials | برنامج نقاط اكسترا | اي اند | |
| Points per EGP | — | 1 | 1 | |
| Signup bonus | — | — | نقاط ترحيب بما يعادل 200 جنية مصري عند إجراء أول عملية شراء خلال شهرين من إصدار البطاقة. | |
| Installment months | — | 60 | 36 | |
| Min age | 21 | 21 | 21 | |
| Max age | 65 | — | 65 | |
| Approved employer | No | No | No | |