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QNB Titanium Mastercard Credit Card No product wins everything — the right one depends on your need.
| Specs | QNB Titanium Mastercard Credit Card QNB EGYPT | Titanium Mastercard Credit Cards Al Ahli Bank of Kuwait – Egypt |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Titanium | Titanium |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 30,000 – EGP 100,000 | Up to EGP 29,999 |
| Purchase limit abroad (POS) | EGP 200,000 Best | EGP 5,000 |
| Cash withdrawal limit abroad | EGP 1,500 Best | EGP 100 |
| Effective annual rate (APR) | 66.69% (4.35% /mo) | 66.31% (4.33% /mo) Best |
| Nominal APR | 52.2% | 51.96% Best |
| Grace period | 57 days Best | 52 days |
| First year free | No | No |
| Annual fee | EGP 400 | EGP 400 |
| Fee waivable | No | No |
| Issuance fee | EGP 400 | Free issuance Best |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 225 | EGP 250 |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 68.04% (4.42% /mo) |
| Cash advance APR (nominal) | — | 53.04% |
| Domestic cash advance fee | 4% (min EGP 50) | EGP 100 |
| Cash advance fee abroad | 6% | EGP 150 |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | Yes |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | Mastercard Priceless Specials | برنامج نقاط اكسترا |
| Points per EGP | — | 1 |
| Installment months | — | 60 |
| Min age | 21 | 21 |
| Max age | 65 | — |
| Approved employer | No | No |