3 products side by side
QNB Platinum Visa Credit Card
FAB Platinum Cashback Mastercard Credit Card
Mastercard Platinum Credit Card No product wins everything — the right one depends on your need.
| Specs | QNB Platinum Visa Credit Card QNB EGYPT | FAB Platinum Cashback Mastercard Credit Card FABMISR | Mastercard Platinum Credit Card banque du caire |
|---|---|---|---|
| Network | Visa | Mastercard | Mastercard |
| Tier | Platinum | Platinum | Platinum |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 40,000 – EGP 150,000 | EGP 40,000 | EGP 50,000 – EGP 200,000 |
| Purchase limit abroad (POS) | EGP 350,000 Best | EGP 6,000 | EGP 260,000 |
| Cash withdrawal limit abroad | EGP 1,500 | EGP 100 | EGP 6,000 Best |
| Monthly intl. online limit (from Egypt) | — | EGP 30,000 | — |
| Effective annual rate (APR) | 66.69% (4.35% /mo) | 67.46% (4.39% /mo) | 65.73% (4.3% /mo) Best |
| Nominal APR | 52.2% | 52.68% | 51.6% Best |
| Installment interest | — | 4.39% | — |
| Grace period | 57 days Best | 55 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 650 Best | EGP 750 | EGP 650 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 650 Best | EGP 750 | EGP 650 Best |
| Late payment fee | EGP 150 Best | EGP 250 | — |
| Over-limit fee | EGP 150 Best | EGP 200 | — |
| Supplementary card fee/yr | EGP 250 | EGP 400 (first 4 free) | EGP 300 |
| Foreign txn fee | — | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 67.57% (4.4% /mo) | 65.73% (4.3% /mo) Best |
| Cash advance APR (nominal) | — | 52.75% | 51.6% Best |
| Domestic cash advance fee | 4% (min EGP 50) | 8% (min EGP 80) | EGP 50 |
| Cash advance limit | — | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 6% (min EGP 100) | 10% (min EGP 100) | EGP 60 |
| Lounge access | No | Yes | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | Yes | Yes |
| Purchase protection | No | Yes | Yes |
| Cashback | No | Yes | No |
| Cashback rate | — | 2% | — |
| Rewards points | Yes | Yes | Yes |
| Rewards program | — | إيميرالد | مكافآت بنك القاهرة |
| Points per EGP | — | 0.5 | 2.5 Best |
| Signup bonus | — | نقطة لكل جنيه | — |
| Installment months | — | 36 | 36 |
| Min monthly income | — | — | EGP 5,000 |
| Min age | 21 | 21 | 21 |
| Max age | 65 | 65 | 65 |
| Approved employer | No | No | Yes |