QNB Platinum Visa Credit Card

QNB EGYPT · Credit cards · Egyptian Pound · 4.2 · Wednesday 05 August 2026 - 01:54 PM

Annual fee: EGP 650
Rewards: Rewards points
Effective APR: 66.69%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I want a card that is easy to get
- Minimum credit limit lower than average

Not for you if

I carry a balance month to month
- Purchase APR higher than average
I want to avoid card fees
- Annual fee higher than average
I want the most cashback

Annual fee EGP 650 Above the median of 37 Platinum cards (EGP 600)
Effective APR 66.69% Above the median of 34 Platinum cards (60.1%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 650 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay

Credit limit: EGP 40,000 – EGP 150,000
Purchase limit abroad (POS): EGP 350,000
Cash withdrawal limit abroad: EGP 1,500

Interest & fees

Effective annual rate (APR): 66.69% (4.35% /mo)
Nominal APR: 52.2%
Grace period: 57 days
Annual fee: EGP 650
Fee waivable: No
Issuance fee: EGP 650
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 250
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Domestic cash advance fee: 4% (min EGP 50)
Cash advance fee abroad: 6% (min EGP 100)

Rewards & benefits

Installments Rewards points

Detailed benefits

Lifestyle 3

حرية أختيار تسوية الرصيد المستحق شهرياً تبدأ من 5% إلى 100%
برنامج النقاط والمكافئات: اشترى أكثر... جمع نقاط أكثر
سعر فائدة تنافسي على الرصيد المستحق 4.35%

Shopping 3

قسط مشترياتك من خلال برامجنا المتعددة لتقسيط المشتريات التي تصل إلى 36 شهر
احصل علي عدد 2 نقطة مقابل كل 1 جنيه تنفقه على المشتريات و 1 نقطة إضافية للأنفاق عبر الانترنت باستخدام بطاقت… احصل علي عدد 2 نقطة مقابل كل 1 جنيه تنفقه على المشتريات و 1 نقطة إضافية للأنفاق عبر الانترنت باستخدام بطاقتك الائتمانية
تخفيضات وعروض حصرية لدى مجموعة كبيرة من التجار

Insurance 1

إدارة مخاطر تعمل على حماية البطاقة 24/7

Eligibility

Min age: 21
Max age: 65
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions: any profession
Required documents: Bank Statement (Last 3 Months)National ID CopyRecent Utility Bill

Do the maths

QNB Platinum Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.2

4.2 Banky rating

Pros

Credit limit from EGP 40,000 to EGP 150,000.
Earn 2 points per EGP plus an extra point for online purchases.
Airport lounge access via Visa Airport Companion.

Cons

Fewer premium travel benefits than Signature and Infinite.
Some fee waivers are limited to eligible QNB First customers.

Our take

The QNB Visa Platinum Credit Card offers a balanced mix of higher credit limits, enhanced rewards, and airport lounge access through Visa Airport Companion, making it ideal for frequent travelers.

Compare

Alternatives at a glance
QNB Platinum Visa Credit Card QNB EGYPT This one	FAB Platinum Cashback Mastercard Credit Card FABMISR	Mastercard Platinum Credit Card banque du caire	HSBC Platinum Visa Credit Card HSBC EGYPT
Annual fee
EGP 650	EGP 750	EGP 650	No fee
Rewards
Rewards points	2% cashback	Rewards points	Rewards points
Effective APR
66.69%	67.46%	65.73%	68.04%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Tuesday 27 October 2026 - 01:48 PM

Min supplementary age	15
Nationality	both