Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
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Credit cards
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AIB Infinite Visa Credit Card 
ARAB INTERNATIONAL BANK - Remove Visa Infinite Private BANQUE MISR
- Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- For travel AIB Infinite Visa Credit Card EGP 500,000 vs EGP 200,000 at Visa Infinite Private
- Lowest annual fee Visa Infinite Private EGP 0 vs EGP 3,000 at AIB Infinite Visa Credit Card
If you carry a balance
Biggest differences
- Annual fee EGP 3,000 apart
- Domestic cash advance fee 11 pts apart
- Late payment fee ×3
- Over-limit fee ×3
All specifications
| Specs | AIB Infinite Visa Credit Card ARAB INTERNATIONAL BANK | Visa Infinite Private BANQUE MISR |
|---|---|---|
| Network | Visa | Visa |
| Tier | Infinite | Infinite |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | EGP 500,000 – EGP 2,000,000 | Up to EGP 2,000,000 |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 200,000 |
| Cash withdrawal limit abroad | EGP 10,000 Best | EGP 6,000 |
| Monthly intl. online limit (from Egypt) | — | EGP 500,000 |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% |
| Grace period | 56 days | 56 days |
| First year free | No | No |
| Annual fee | EGP 3,000 | EGP 0 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 3,000 | Free issuance Best |
| Late payment fee | EGP 200 | EGP 75 Best |
| Over-limit fee | EGP 200 | EGP 75 Best |
| Supplementary card fee/yr | EGP 2,000 | EGP 1,000 (first 2 free) |
| Foreign txn fee | 5% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% | 48% |
| Domestic cash advance fee | 4% (min EGP 50) Best | 15% (min EGP 2) |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 5% (min EGP 50) | 3% (min EGP 50) Best |
| Lounge access | Yes | Yes |
| Installments | No | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | Yes |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Points per EGP | — | 3.5 |
| Free lounge visits/yr | 2 | — |
| Min age | 21 | 21 |
| Max age | 65 | — |
| Approved employer | No | No |