Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
ADIB classic Islamic Mastercard Credit Card 
Abu Dhabi Islamic Bank Egypt - Remove
Classic Cash Back Card Abu Dhabi Islamic Bank Egypt - Remove
classic credit card Al Baraka Bank Egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance classic credit card 69.59% vs 79.38% at ADIB classic Islamic Mastercard Credit Card & Classic Cash Back Card
- For cashback ADIB classic Islamic Mastercard Credit Card 5% vs 0% at classic credit card
- For travel classic credit card EGP 100,000 vs EGP 4,000 at ADIB classic Islamic Mastercard Credit Card & Classic Cash Back Card
- Lowest annual fee classic credit card EGP 250 vs EGP 350 at Classic Cash Back Card
If you carry a balance
Biggest differences
- Purchase limit abroad (POS) ×25
- Annual fee EGP 100 apart
- Effective annual rate (APR) 9.79 pts apart
- Cash advance APR (effective) 9.79 pts apart
All specifications
| Specs | ADIB classic Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt | Classic Cash Back Card Abu Dhabi Islamic Bank Egypt | classic credit card Al Baraka Bank Egypt |
|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | Yes | No |
| Google Pay | No | No | No |
| Credit limit | EGP 5,000 – EGP 9,999 | Up to EGP 9,999 | EGP 5,000 – EGP 9,999 |
| Purchase limit abroad (POS) | EGP 4,000 | EGP 4,000 | EGP 100,000 Best |
| Cash withdrawal limit abroad | EGP 50 | — | EGP 5,000 Best |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | EGP 50,000 | — |
| Effective annual rate (APR) | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) | 69.59% (4.5% /mo) Best |
| Nominal APR | 59.88% | 59.88% | 54% Best |
| Installment interest | 95% | — | — |
| Grace period | 55 days | 55 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 300 | EGP 350 | EGP 250 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 300 | EGP 350 | EGP 250 Best |
| Late payment fee | EGP 125 | EGP 125 | — |
| Over-limit fee | EGP 125 | EGP 125 | — |
| Supplementary card fee/yr | EGP 300 | EGP 350 | EGP 150 |
| Foreign txn fee | 3% | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) | 69.59% (4.5% /mo) Best |
| Cash advance APR (nominal) | 59.88% | 59.88% | 54% Best |
| Domestic cash advance fee | 10% (min EGP 100) | 10% (min EGP 100) | EGP 60 |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 10% (min EGP 100) | 10% (min EGP 100) | EGP 100 |
| Lounge access | No | No | No |
| Installments | Yes | Yes | No |
| Travel insurance | Yes | No | No |
| Purchase protection | Yes | Yes | No |
| Cashback | Yes | Yes | No |
| Cashback rate | 5% Best | 0.5% | — |
| Rewards points | Yes | No | No |
| Rewards program | برنامج المكافآت | — | — |
| Points per EGP | 1 | — | — |
| Signup bonus | نقطة لكل 10 جنيه | — | — |
| Installment months | 36 | 36 | — |
| Min age | 21 | 21 | 21 |
| Max age | 65 | 65 | — |
| Approved employer | No | No | No |