Classic Cash Back Card — Abu Dhabi Islamic Bank Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Islamic 0% installments
Classic Cash Back Card

Classic Cash Back Card

Mastercard
Abu Dhabi Islamic Bank Egypt · Credit cards · Islamic · Egyptian Pound · 3.0 · Monday 26 October 2026 - 01:47 AM

Abu Dhabi Islamic Bank - Egypt Classic Cashback Card is the first card of its kind to offer cashback on all your local purchases with no maximum limit.

Annual fee
EGP 350
Rewards
0.5% cashback
Effective APR
79.38%

Card & limits

Contactless Apple Pay
Credit limit
Up to EGP 9,999
Purchase limit abroad (POS)
EGP 4,000
Monthly intl. online limit (from Egypt)
EGP 50,000

Interest & fees

Effective annual rate (APR)
79.38% (4.99% /mo)
Nominal APR
59.88%
Grace period
55 days
Annual fee
EGP 350
Fee waivable
No
Issuance fee
EGP 350
Late payment fee
EGP 125
Over-limit fee
EGP 125
Supplementary card fee/yr
EGP 350
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
79.38% (4.99% /mo)
Cash advance APR (nominal)
59.88%
Domestic
Domestic cash advance fee
10% (min EGP 100)
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
10% (min EGP 100)

Rewards & benefits

Installments · up to 36 mo Purchase protection
Cashback rate
0.5%
Detailed benefits
Cash 1
  • كاش باك كاش باك بنسبة 0.5٪ على جميع المشتريات المحلية وبدون حد أقصى.
Shopping 2
  • الشراء والتسوق يمكن للعميل استخدامها بسهولة في أكثر من 32 مليون متجر في كافة أنحاء العالم يحمل علامة ماستركارد.
  • الأمان آمنة للاستخدام في التسوق من مختلف المتاجر وأيضا التسوق أونلاين مع خاصية الإنترنت الآمن OTP داخل وخارج مصر.

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-Backed
Required documents
National ID CopyBank Statement (Last 6 Months)
Eligibility criteria
Min supplementary age16
Nationalityegyptian

Do the maths

Classic Cash Back Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • Unlimited Cashback: Earn 0.5% cashback on all domestic purchases, with no maximum or minimum limit on the amount you can receive back.
  • Compliant with Islamic Sharia
  • The card can be used at more than 32 million merchant locations worldwide that display the Mastercard brand.
  • Equipped with the latest fast and secure payment technologies, allowing for transactions simply by tapping at point-of-sale (POS) terminals.
  • The option to issue supplementary cards at any time, a Takaful (Islamic insurance) protection program, and the ability to pay monthly dues via the "Fawry" network throughout Egypt.

Cons

  • Low credit limit compared to other cards

Our take

The Classic Cashback Card from Abu Dhabi Islamic Bank (ADIB) – Egypt is the first of its kind to offer cashback on all your local purchases—anywhere and everywhere—with no minimum or maximum limits. It is an excellent, highly suitable choice for those seeking a Sharia-compliant card with low fees and minimal restrictions. It is ideal for regular, everyday purchases (excluding utility and telecommunications bills), allowing you to earn consistent cashback without any complications or caps. If you are looking for a card that offers Islamic-compliant features and a flexible grace period for your routine daily spending, this is a solid option—provided you keep in mind the relatively low credit limit associated with the "Classic" tier, as well as the fact that utility bills are excluded from the cashback program.

Abu Dhabi Islamic Bank - Egypt Classic Cashback Card is the first card of its kind to offer cashback on all your local purchases with no maximum limit.

Compare

Alternatives at a glance
Classic Cash Back Card Classic Cash Back Card Abu Dhabi Islamic Bank Egypt This oneADIB classic Islamic Mastercard Credit Card ADIB classic Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt classic credit card classic credit card Al Baraka Bank Egypt Mastercard Classic Cards (Kinana): BANQUE MISR
Annual fee
EGP 350 EGP 300 EGP 250 EGP 250
Rewards
0.5% cashback 5% cashback None None
Effective APR
79.38% 79.38% 69.59% 42.58%
Compare with 3 similar credit cards

Added Monday 26 October 2026 - 01:30 AM Updated Monday 26 October 2026 - 02:39 PM