classic credit card — Al Baraka Bank Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%
Islamic
classic credit card

classic credit card

Mastercard
Al Baraka Bank Egypt · Credit cards · Islamic · Egyptian Pound · 3.0 · Wednesday 23 September 2026 - 07:42 AM

The Al Baraka Classic Credit Card offers a Sharia-compliant banking solution with flexible usage for purchases inside and outside Egypt, secure online shopping, and a grace period for repayment.

Annual fee
EGP 250
Rewards
None
Effective APR
69.59%

Card & limits

Contactless
Credit limit
EGP 5,000 – EGP 9,999
Purchase limit abroad (POS)
EGP 100,000
Cash withdrawal limit abroad
EGP 5,000

Interest & fees

Effective annual rate (APR)
69.59% (4.5% /mo)
Nominal APR
54%
Grace period
55 days
Annual fee
EGP 250
Fee waivable
No
Issuance fee
EGP 250
Supplementary card fee/yr
EGP 150
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
69.59% (4.5% /mo)
Cash advance APR (nominal)
54%
Domestic
Domestic cash advance fee
EGP 60
Abroad
Cash advance fee abroad
EGP 100

Rewards & benefits

Detailed benefits
Shopping 1
  • التسوق الآمن محليًا ودوليًا استخدم بطاقة البركة الكلاسيكية للتسوق من المتاجر داخل مصر وخارجها، والشراء عبر الإنترنت بأمان من خلال خدمة 3D Secure.
Lifestyle 1
  • إصدار بطاقات إضافية إمكانية إصدار بطاقات إضافية لتسهيل عمليات الشراء والدفع لأفراد الأسرة، وفقًا لشروط وأحكام بنك البركة.

Eligibility

Min age
21
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
Accepted professions
any profession
Required documents
National ID CopyPassport CopyRecent Salary CertificateTax CardCommercial RegisterRecent Utility Bill

Do the maths

classic credit card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • Use the card for shopping at any store and secure online shopping with 3D Secure, inside and outside Egypt.
  • Issuance of Supplementary Cards.

Cons

  • Cash withdrawal fees locally from Al Baraka Bank ATMs or other banks’ ATMs: 6%, with a minimum of EGP 60.

Our take

The Al Baraka Classic Credit Card is a suitable option for customers looking for a Sharia-compliant credit card that provides flexibility for everyday banking needs. The card can be used for purchases inside and outside Egypt, as well as secure online shopping through 3D Secure technology. It also offers the option of issuing supplementary cards and provides a grace period of up to 55 days for repayment. Overall, the card offers a range of features designed to meet customers’ daily banking needs.

The Al Baraka Classic Credit Card offers a Sharia-compliant banking solution with flexible usage for purchases inside and outside Egypt, secure online shopping, and a grace period for repayment.

Compare

Alternatives at a glance
classic credit card classic credit card Al Baraka Bank Egypt This oneClassic Cash Back Card Classic Cash Back Card Abu Dhabi Islamic Bank Egypt Mastercard Classic Cards (Kinana): BANQUE MISR ADIB classic Islamic Mastercard Credit Card ADIB classic Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt
Annual fee
EGP 250 EGP 350 EGP 250 EGP 300
Rewards
None 0.5% cashback None 5% cashback
Effective APR
69.59% 79.38% 42.58% 79.38%
Compare with 3 similar credit cards

Added Tuesday 18 August 2026 - 12:43 AM Updated Saturday 24 October 2026 - 11:06 PM