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AAIB Signature Cashback Visa Credit Card
VISA Signature
Arab Bank Signature Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | AAIB Signature Cashback Visa Credit Card Arab African International Bank | VISA Signature MID BANK | Arab Bank Signature Visa Credit Card arab bank egypt |
|---|---|---|---|
| Network | Visa | Visa | Visa |
| Tier | Signature | Signature | Signature |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 60,000 – EGP 1,500,000 | EGP 250,000 – EGP 1,500,000 | EGP 60,000 – EGP 900,000 |
| Purchase limit abroad (POS) | EGP 390,000 | EGP 400,000 Best | — |
| Cash withdrawal limit abroad | EGP 10,000 Best | EGP 1,600 | — |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | — | — |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) | 34.49% (2.5% /mo) Best |
| Nominal APR | 48% | 48% | 30% Best |
| Installment interest | 95% | 3% Best | — |
| Grace period | 55 days | 58 days Best | 57 days |
| First year free | No | No | No |
| Annual fee | EGP 1,500 Best | EGP 2,500 | EGP 1,500 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 1,500 Best | EGP 2,500 | EGP 3,000 |
| Late payment fee | EGP 150 | EGP 150 | — |
| Over-limit fee | EGP 150 | EGP 150 | — |
| Supplementary card fee/yr | EGP 1,500 | EGP 1,500 | EGP 1,500 |
| Foreign txn fee | 3% | 3% | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) | — |
| Cash advance APR (nominal) | 48% | 48% | — |
| Domestic cash advance fee | 3% (min EGP 40) | EGP 30 | EGP 30 |
| Cash advance limit | Up to 90% of the credit limit in cash | — | — |
| Cash advance fee abroad | 3% (min EGP 50) | EGP 50 | — |
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | Yes | No |
| Travel insurance | Yes | No | Yes |
| Purchase protection | Yes | No | No |
| Cashback | Yes | No | No |
| Cashback rate | 10% | — | — |
| Rewards points | Yes | Yes | No |
| Rewards program | برنامج المكافآت | برنامج نقاط ميدبنك | — |
| Points per EGP | 2.5 Best | 1 | — |
| Signup bonus | 2.5 نقطة لكل جنيه | — | — |
| Free lounge visits/yr | 4 | — | 12 Best |
| Installment months | 6060 | 36 | — |
| Min salary | EGP 10,000 | — | — |
| Min monthly income | EGP 10,000 | — | — |
| Min age | 21 | 21 | — |
| Max age | 65 | — | — |
| Approved employer | No | No | No |