Arab Bank Signature Visa Credit Card — arab bank egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Arab Bank Signature Visa Credit Card

Arab Bank Signature Visa Credit Card

Visa
arab bank egypt · Credit cards · Egyptian Pound · 4.0 · Sunday 19 July 2026 - 10:30 AM
Annual fee
EGP 1,500
Rewards
None
Effective APR
34.49%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average

Not for you if

  • I pay my card off in full
  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 1,500 Below the median of 8 Signature cards (EGP 2,500)
  • Effective APR 34.49% Below the median of 8 Signature cards (57.83%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 1,500 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 60,000 – EGP 900,000

Interest & fees

Effective annual rate (APR)
34.49% (2.5% /mo)
Nominal APR
30%
Grace period
57 days
Annual fee
EGP 1,500
Fee waivable
No
Issuance fee
EGP 3,000
Supplementary card fee/yr
EGP 1,500
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Domestic
Domestic cash advance fee
EGP 30

Rewards & benefits

Lounge access · 12/yr Travel insurance
Detailed benefits
Other 1
  • برنامج "مكافآت العربي" اشتراك تلقائي في برنامج "مكافآت العربي" للبطاقات الائتمانية
Insurance 1
  • برنامج الحماية الائتمانية برنامج الحماية الائتمانية*الاختياري والذي يقوم بتغطية 100% من الرصيد القائم على بطاقة الائتمان في حالة الوفاة أو العجز الكلي الدائم لحامل البطاقة الرئيسية (لا قدر الله)
Shopping 1
  • برنامج التسديد المريح برنامج التسديد المريح بأسعار فائدة منافسة ابتداءً من 2.49%.

Eligibility

Approved employer
No

Do the maths

Arab Bank Signature Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • A very high credit limit, free access to VIP lounges at most airports around the world, with high foreign currency spending limits and free travel insurance.

Cons

  • The annual issuance and renewal fees are high, and they require high income or large savings/investment accounts to transfer onto.

Our take

The Arab Bank 'Visa Signature' card gives you strong travel perks and comprehensive insurance that meets the expectations of the elite, but limiting airport lounge access to those who meet a spending requirement and not allowing guests slightly reduces its flexibility.

Compare

Alternatives at a glance
Arab Bank Signature Visa Credit Card Arab Bank Signature Visa Credit Card arab bank egypt This one VISA Signature VISA Signature MID BANK AAIB Signature Cashback Visa Credit Card AAIB Signature Cashback Visa Credit Card Arab African International Bank Signature Credit Card Signature Credit Card Attijariwafa bank Egypt
Annual fee
EGP 1,500 EGP 2,500 EGP 1,500 EGP 2,000
Rewards
None Rewards points 10% cashback Rewards points
Effective APR
34.49% 60.1% 60.1% 63.84%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Sunday 25 October 2026 - 12:04 AM