VISA Signature
The MIDBANK VISA Signature Credit Card offers flexible benefits for everyday spending and travel, with daily cash withdrawals of up to EGP 30,000, global acceptance, and rewards and installment programs.
- Annual fee
- EGP 2,500
- Rewards
- Rewards points
- Effective APR
- 60.1%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
Not for you if
- I want to avoid card fees
- Annual fee higher than average
- I want a card that is easy to get
- Minimum credit limit higher than average
- I want the most cashback
- Annual fee EGP 2,500
- Effective APR 60.1% Above the median of 8 Signature cards (57.83%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 2,500 a year — no interest.
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 250,000 – EGP 1,500,000
- Purchase limit abroad (POS)
- EGP 400,000
- Cash withdrawal limit abroad
- EGP 1,600
Interest & fees
- Effective annual rate (APR)
- 60.1% (4% /mo)
- Nominal APR
- 48%
- Installment interest
- 3%
- Grace period
- 58 days
- Annual fee
- EGP 2,500
- Fee waivable
- No
- Issuance fee
- EGP 2,500
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 1,500
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 60.1% (4% /mo)
- Cash advance APR (nominal)
- 48%
- Domestic cash advance fee
- EGP 30
- Cash advance fee abroad
- EGP 50
Rewards & benefits
- Rewards program
- برنامج نقاط ميدبنك
- Points per EGP
- 1
- دخول صالات كبار الزوار بالمطارات إمكانية الدخول إلى أكثر من 1,200 صالة انتظار لكبار الزوار حول العالم من خلال خدمة Visa Airport Companion.
- خدمة الاستقبال والمساعدة بالمطارات الاستفادة من خدمات الاستقبال والمساعدة بالمطارات، بما في ذلك المسار السريع، والمساعدة في التأشيرات والأمتعة وخدمات النقل.
- عروض المطاعم حول العالم الاستفادة من خصومات وعروض لدى أكثر من 200 مطعم حول العالم من خلال DragonPass.
- التسوق الآمن عبر الإنترنت إجراء معاملات الشراء عبر الإنترنت بأمان باستخدام رمز التحقق لمرة واحدة (OTP) المرسل إلى رقم الهاتف المحمول المسجل لدى البنك.
- برنامج التقسيط إمكانية تقسيط معاملات الشراء لمدة تتراوح من 6 إلى 36 شهرًا بعوائد تنافسية.
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
- Accepted professions
- any profession
- Required documents
- National ID CopyPassport Copy
Do the maths
Our take
Pros
- Global Acceptance at More Than 32 Million Merchants/Stores
- Cash Withdrawals from More Than 1 Million ATMs Worldwide
Cons
- Relatively high monthly interest rate of 4%.
Our take
MIDBANK VISA Signature Credit Card offers a comprehensive range of benefits and services, including daily cash withdrawals of up to EGP 30,000, up to 58 days’ grace period, flexible payment options, local and international usage, secure online shopping, installment and rewards programs, and wide global acceptance. The card also provides exclusive benefits designed to offer a more comfortable and premium travel experience.
The MIDBANK VISA Signature Credit Card offers flexible benefits for everyday spending and travel, with daily cash withdrawals of up to EGP 30,000, global acceptance, and rewards and installment programs.
Compare
| VISA Signature MID BANK This one |  AAIB Signature Cashback Visa Credit Card Arab African International Bank |  Arab Bank Signature Visa Credit Card arab bank egypt |  Signature Credit Card Attijariwafa bank Egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 2,500 | EGP 1,500 | EGP 1,500 | EGP 2,000 |
| Rewards | |||
| Rewards points | 10% cashback | None | Rewards points |
| Effective APR | |||
| 60.1% | 60.1% | 34.49% | 63.84% |
Added Wednesday 01 July 2026 - 03:58 PM Updated Saturday 24 October 2026 - 01:10 PM