2 products side by side
FAB World Elite Mastercard Credit Card
World Elite Credit Card No product wins everything — the right one depends on your need.
| Specs | FAB World Elite Mastercard Credit Card FABMISR | World Elite Credit Card Egbank |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | World Elite | World Elite |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 5,000 – EGP 750,000 | EGP 250,000 – EGP 2,000,000 |
| Purchase limit abroad (POS) | EGP 10,000 | EGP 10,000 |
| Cash withdrawal limit abroad | EGP 100 | EGP 250 Best |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | — |
| Effective annual rate (APR) | 67.46% (4.39% /mo) Best | 74.52% (4.75% /mo) |
| Nominal APR | 52.68% Best | 57% |
| Installment interest | 4.39% | — |
| Grace period | 55 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 8,000 | EGP 8,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 8,000 | EGP 8,000 |
| Late payment fee | EGP 250 Best | EGP 300 |
| Over-limit fee | EGP 200 Best | EGP 300 |
| Supplementary card fee/yr | EGP 8,000 | EGP 4,000 (first 2 free) |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 67.46% (4.39% /mo) Best | 74.52% (4.75% /mo) |
| Cash advance APR (nominal) | 52.68% Best | 57% |
| Domestic cash advance fee | 8% (min EGP 80) | EGP 150 |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 10% (min EGP 100) | EGP 100 |
| Lounge access | Yes | No |
| Installments | Yes | No |
| Travel insurance | Yes | No |
| Purchase protection | Yes | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | نقاط الأهلي للمكافات | — |
| Points per EGP | 1 | — |
| Signup bonus | نقطة لكل جنيه | — |
| Free lounge visits/yr | 10 | — |
| Installment months | 60 | — |
| Min age | 21 | 21 |
| Max age | 65 | — |
| Approved employer | No | No |