3 products side by side
NBE Classic Visa Credit Card
Visa Signature Credit Card
VISA Signature No product wins everything — the right one depends on your need.
| Specs | NBE Classic Visa Credit Card National Bank of Egypt | Visa Signature Credit Card SUEZ CANAL BANK | VISA Signature MID BANK |
|---|---|---|---|
| Network | Visa | Visa | Visa |
| Tier | Signature | Signature | Signature |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | No |
| Google Pay | No | No | No |
| Credit limit | Up to EGP 500,000 | EGP 100,000 – EGP 999,999 | EGP 250,000 – EGP 1,500,000 |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 350,000 | EGP 400,000 |
| Cash withdrawal limit abroad | EGP 11,250 Best | EGP 10,000 | EGP 1,600 |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | — | — |
| Effective annual rate (APR) | 51.11% (3.5% /mo) Best | 55.55% (3.75% /mo) | 60.1% (4% /mo) |
| Nominal APR | 42% Best | 45% | 48% |
| Installment interest | 95% | — | 3% Best |
| Grace period | 57 days | 57 days | 58 days Best |
| First year free | No | No | No |
| Annual fee | EGP 3,000 | EGP 3,000 | EGP 2,500 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 3,000 | EGP 3,000 | EGP 2,500 Best |
| Late payment fee | EGP 75 Best | EGP 150 | EGP 150 |
| Over-limit fee | EGP 75 Best | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 1,000 | EGP 2,000 | EGP 1,500 |
| Foreign txn fee | 3% | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 51.11% (3.5% /mo) Best | 55.55% (3.75% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 42% Best | 45% | 48% |
| Domestic cash advance fee | 2% (min EGP 20) | 5% (min EGP 50) | EGP 30 |
| Cash advance limit | Up to 100% of the credit limit in cash | — | — |
| Cash advance fee abroad | 3% (min EGP 100) | 5% (min EGP 50) | EGP 50 |
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | Yes | No | No |
| Purchase protection | Yes | Yes | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | نقاط الأهلي للمكافات | نقاطي | برنامج نقاط ميدبنك |
| Points per EGP | 1.75 | 3 Best | 1 |
| Points expiry | 12 mo | — | — |
| Signup bonus | نقطة لكل جنيه | — | — |
| Free lounge visits/yr | 12 | — | — |
| Installment months | 36 | 60 | 36 |
| Min age | 21 | 21 | 21 |
| Max age | 60 | 65 | — |
| Approved employer | No | Yes | No |