Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Credit cards
Browse all Credit cards
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2 products side by side
- Remove
NBE World Mastercard Credit Card 
National Bank of Egypt - Remove AlexBank World Mastercard Credit Card Alex Bank
- Up to 3 products
AlexBank World Mastercard Credit Card — best on every question below.
Best for…
- If you carry a balance AlexBank World Mastercard Credit Card 26.82% vs 51.11% at NBE World Mastercard Credit Card
- Lowest annual fee AlexBank World Mastercard Credit Card EGP 1,000 vs EGP 3,000 at NBE World Mastercard Credit Card
If you carry a balance
Biggest differences
- Annual fee ×3
- Effective annual rate (APR) 24.29 pts apart
All specifications
| Specs | NBE World Mastercard Credit Card National Bank of Egypt | AlexBank World Mastercard Credit Card Alex Bank |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | World | World |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | Up to EGP 500,000 | EGP 250,000 – EGP 3,000,000 |
| Purchase limit abroad (POS) | EGP 500,000 | — |
| Cash withdrawal limit abroad | EGP 11,250 | — |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | — |
| Effective annual rate (APR) | 51.11% (3.5% /mo) | 26.82% (2% /mo) Best |
| Nominal APR | 42% | 24% Best |
| Installment interest | 95% | — |
| Grace period | 57 days Best | 56 days |
| First year free | No | No |
| Annual fee | EGP 3,000 | EGP 1,000 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 3,000 | EGP 3,000 |
| Late payment fee | EGP 75 | — |
| Over-limit fee | EGP 75 | — |
| Supplementary card fee/yr | EGP 1,000 | EGP 3,000 |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 51.11% (3.5% /mo) | — |
| Cash advance APR (nominal) | 42% | — |
| Domestic cash advance fee | 2% (min EGP 20) | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 3% (min EGP 100) | — |
| Lounge access | Yes | Yes |
| Installments | Yes | No |
| Travel insurance | Yes | No |
| Purchase protection | Yes | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Rewards program | نقاط الأهلي للمكافات | — |
| Points per EGP | 1.75 | — |
| Points expiry | 11 mo | — |
| Signup bonus | نقطة لكل جنيه | — |
| Free lounge visits/yr | 20 | — |
| Installment months | 3636 | — |
| Min age | 21 | — |
| Max age | 60 | — |
| Approved employer | No | No |