3 products side by side
NBE Titanium Mastercard Credit Card
Titanium Credit Card
AlexBank Titanium Mastercard Credit Card No product wins everything — the right one depends on your need.
| Specs | NBE Titanium Mastercard Credit Card National Bank of Egypt | Titanium Credit Card SUEZ CANAL BANK | AlexBank Titanium Mastercard Credit Card Alex Bank |
|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Titanium | Titanium | Titanium |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 1,000 – EGP 49,999 | EGP 4,000 – EGP 49,900 | EGP 30,000 – EGP 99,999 |
| Purchase limit abroad (POS) | EGP 49,999 | EGP 100,000 Best | — |
| Cash withdrawal limit abroad | EGP 5,250 Best | EGP 2,500 | — |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | — | — |
| Effective annual rate (APR) | 51.11% (3.5% /mo) | 55.55% (3.75% /mo) | 30.6% (2.25% /mo) Best |
| Nominal APR | 42% | 45% | 27% Best |
| Installment interest | 95% | — | — |
| Grace period | 55 days | 57 days Best | 56 days |
| First year free | No | No | No |
| Annual fee | EGP 250 Best | EGP 350 | EGP 250 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 250 Best | EGP 350 | EGP 400 |
| Late payment fee | EGP 75 Best | EGP 150 | — |
| Over-limit fee | EGP 75 Best | EGP 150 | — |
| Supplementary card fee/yr | EGP 50 (first 1 free) | EGP 250 | EGP 400 |
| Foreign txn fee | 3% | 3% | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 51.11% (3.5% /mo) Best | 55.55% (3.75% /mo) | — |
| Cash advance APR (nominal) | 42% Best | 45% | — |
| Domestic cash advance fee | 2% (min EGP 20) Best | 5% (min EGP 50) | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — | — |
| Cash advance fee abroad | 3% (min EGP 100) Best | 5% (min EGP 50) | — |
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | No | No |
| Travel insurance | Yes | No | No |
| Purchase protection | Yes | Yes | No |
| Cashback | No | No | Yes |
| Cashback rate | — | — | 10% |
| Rewards points | Yes | Yes | No |
| Rewards program | نقاط الأهلي للمكافات | نقاطي | — |
| Points per EGP | 1 | 1.5 Best | — |
| Points expiry | 12 mo | — | — |
| Signup bonus | نقطة لكل جنيه | — | — |
| Free lounge visits/yr | 2 | — | 10 Best |
| Installment months | 36 | — | — |
| Min age | 21 | 21 | 21 |
| Max age | 65 | 65 | 65 |
| Approved employer | No | Yes | No |