Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Credit cards
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3 products side by side
- Remove
Banque Misr World Mastercard Credit Card 
BANQUE MISR - Remove
CIB World Mastercard Credit Card CIB Egypt - Remove
NBE World Mastercard Credit Card National Bank of Egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance NBE World Mastercard Credit Card 51.11% vs 60.1% at Banque Misr World Mastercard Credit Card
- Lowest annual fee Banque Misr World Mastercard Credit Card EGP 2,500 vs EGP 3,500 at CIB World Mastercard Credit Card
If you carry a balance
Biggest differences
- Monthly intl. online limit (from Egypt) ×8
- Cash advance fee abroad 7 pts apart
- Cash withdrawal limit abroad ×3
- Points per EGP 2.25 apart
All specifications
| Specs | Banque Misr World Mastercard Credit Card BANQUE MISR | CIB World Mastercard Credit Card CIB Egypt | NBE World Mastercard Credit Card National Bank of Egypt | |
|---|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard | |
| Tier | World | World | World | |
| Contactless | Yes | Yes | Yes | |
| Apple Pay | Yes | Yes | Yes | |
| Google Pay | No | No | No | |
| Credit limit | EGP 100,000 – EGP 300,000 | From EGP 100,000 | Up to EGP 500,000 | |
| Purchase limit abroad (POS) | EGP 500,000 | EGP 500,000 | EGP 500,000 | |
| Cash withdrawal limit abroad | EGP 6,000 | EGP 4,000 | EGP 11,250 Best | |
| Monthly intl. online limit (from Egypt) | EGP 400,000 Best | EGP 200,000 | EGP 50,000 | |
| Effective annual rate (APR) | 60.1% (4% /mo) | 59.92% (3.99% /mo) | 51.11% (3.5% /mo) Best | |
| Nominal APR | 48% | 47.88% | 42% Best | |
| Installment interest | — | — | 95% | |
| Grace period | 56 days | 45 days | 57 days Best | |
| First year free | No | No | No | |
| Annual fee | EGP 2,500 Best | EGP 3,500 | EGP 3,000 | |
| Fee waivable | No | No | No | |
| Issuance fee | EGP 2,500 Best | EGP 3,500 | EGP 3,000 | |
| Late payment fee | EGP 75 Best | EGP 150 | EGP 75 Best | |
| Over-limit fee | EGP 75 Best | EGP 150 | EGP 75 Best | |
| Supplementary card fee/yr | EGP 500 | EGP 0 | EGP 1,000 | |
| Foreign txn fee | 3% | — | 3% | |
| Min payment (%) | 5% | 5% | 5% | |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 | |
| Cash advance APR (effective) | 60.1% (4% /mo) | — | 51.11% (3.5% /mo) Best | |
| Cash advance APR (nominal) | 48% | — | 42% Best | |
| Domestic cash advance fee | 2% (min EGP 15) Best | 4% (min EGP 40) | 2% (min EGP 20) Best | |
| Cash advance limit | Up to 100% of the credit limit in cash | — | Up to 100% of the credit limit in cash | |
| Cash advance fee abroad | 3% (min EGP 50) Best | 10% (min EGP 20) | 3% (min EGP 100) Best | |
| Lounge access | Yes | Yes | Yes | |
| Installments | Yes | No | Yes | |
| Travel insurance | No | No | Yes | |
| Purchase protection | No | No | Yes | |
| Cashback | No | No | No | |
| Rewards points | Yes | Yes | Yes | |
| Rewards program | Mastercard Priceless Specials | CIB BONUS | نقاط الأهلي للمكافات | |
| Points per EGP | 3 | 4 Best | 1.75 | |
| Points expiry | — | — | 11 mo | |
| Signup bonus | — | احصل على500,000 نقطة BONUS بقيمة 2,500 جنيه مصري عند وصول قيمة مشترياتك بالبطاقة إلى 150,000 جنيه خلال أول 3 أشهر من تاريخ الإصدار. | نقطة لكل جنيه | |
| Free lounge visits/yr | — | — | 20 | |
| Installment months | 60 | — | 3636 | |
| Min age | 21 | 21 | 21 | |
| Max age | 65 | 65 | 60 | |
| Approved employer | Yes | No | No | |