Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
HDB Classic Mastercard Credit Card 
Housing and Development Bank - Remove
EBank Platinum Mastercard Credit Card Export Development Bank of Egypt - Remove
ADCB Platinum Visa Credit Card 
Abu Dhabi Commercial Bank – Egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance HDB Classic Mastercard Credit Card & EBank Platinum Mastercard Credit Card 60.1% vs 64.78% at ADCB Platinum Visa Credit Card
- For travel ADCB Platinum Visa Credit Card EGP 300,000 vs EGP 3,500 at HDB Classic Mastercard Credit Card
- Lowest annual fee HDB Classic Mastercard Credit Card EGP 500 vs EGP 650 at ADCB Platinum Visa Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad ×208
- Purchase limit abroad (POS) ×86
- Domestic cash advance fee 3 pts apart
- Over-limit fee EGP 75 apart
All specifications
| Specs | HDB Classic Mastercard Credit Card Housing and Development Bank | EBank Platinum Mastercard Credit Card Export Development Bank of Egypt | ADCB Platinum Visa Credit Card Abu Dhabi Commercial Bank – Egypt |
|---|---|---|---|
| Network | Mastercard | Mastercard | Visa |
| Tier | Platinum | Platinum | Platinum |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 50,000 – EGP 1,000,000 | EGP 50,000 – EGP 500,000 | EGP 30,000 – EGP 500,000 |
| Purchase limit abroad (POS) | EGP 3,500 | EGP 7,000 | EGP 300,000 Best |
| Cash withdrawal limit abroad | EGP 30 | EGP 6,250 Best | EGP 3,000 |
| Monthly intl. online limit (from Egypt) | — | EGP 3,500 | EGP 100,000 Best |
| Effective annual rate (APR) | 60.1% (4% /mo) Best | 60.1% (4% /mo) Best | 64.78% (4.25% /mo) |
| Nominal APR | 48% Best | 48% Best | 51% |
| Grace period | 56 days | 55 days | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 500 Best | EGP 550 | EGP 650 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 500 Best | EGP 550 | EGP 650 |
| Late payment fee | EGP 150 Best | EGP 150 Best | EGP 180 |
| Over-limit fee | EGP 150 | EGP 100 Best | EGP 175 |
| Supplementary card fee/yr | EGP 300 (first 2 free) | EGP 550 | EGP 300 (first 4 free) |
| Foreign txn fee | 4% | 3% Best | 5% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) Best | 60.1% (4% /mo) Best | 64.78% (4.25% /mo) |
| Cash advance APR (nominal) | 48% Best | 48% Best | 51% |
| Domestic cash advance fee | 2% (min EGP 25) Best | 4% (min EGP 40) | 5% (min EGP 50) |
| Cash advance limit | Up to 100% of the credit limit in cash Best | Up to 85% of the credit limit in cash | Up to 100% of the credit limit in cash Best |
| Cash advance fee abroad | 4% (min EGP 100) Best | 7% (min EGP 50) | 6% (min EGP 80) |
| Lounge access | Yes | Yes | Yes |
| Installments | No | No | No |
| Travel insurance | No | No | No |
| Purchase protection | No | No | Yes |
| Cashback | No | No | No |
| Rewards points | Yes | No | No |
| Points per EGP | 2 | — | — |
| Free lounge visits/yr | — | — | 6 |
| Min salary | EGP 5,000 | — | — |
| Min monthly income | EGP 5,000 | — | — |
| Min age | 21 | 21 | 21 |
| Max age | 65 | 65 | 65 |
| Approved employer | Yes | Yes | Yes |