ADCB Platinum Visa Credit Card
A premium credit card offering a high credit limit, travel privileges, and comprehensive purchase protection.
- Annual fee
- EGP 650
- Rewards
- None
- Effective APR
- 64.78%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
Not for you if
- I pay my card off in full
- I carry a balance month to month
- Purchase APR higher than average
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
- Annual fee EGP 650 Above the median of 37 Platinum cards (EGP 600)
- Effective APR 64.78% Above the median of 34 Platinum cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 650 a year — no interest.
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 30,000 – EGP 500,000
- Purchase limit abroad (POS)
- EGP 300,000
- Cash withdrawal limit abroad
- EGP 3,000
- Monthly intl. online limit (from Egypt)
- EGP 100,000
Interest & fees
- Effective annual rate (APR)
- 64.78% (4.25% /mo)
- Nominal APR
- 51%
- Grace period
- 57 days
- Annual fee
- EGP 650
- Fee waivable
- No
- Issuance fee
- EGP 650
- Late payment fee
- EGP 180
- Over-limit fee
- EGP 175
- Supplementary card fee/yr
- EGP 300 (first 4 free)
- Foreign txn fee
- 5%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 64.78% (4.25% /mo)
- Cash advance APR (nominal)
- 51%
- Domestic cash advance fee
- 5% (min EGP 50)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 6% (min EGP 80)
Rewards & benefits
- دخول مجاني لصالات المطارت دخول مجاني ل 24 صاله كبار الزوار الخاصه بفيزا حول العالم بحد اقصى 6 زيارات سنويا
- الدفع بالخاصية اللاتلامسية تقنية الشريحة الذكية اللاتلامسية لتوفير أعلى درجات الأمان
- التسوق الالكتروني بآمان تسوق الكتروني اكثر امانا مع خدمة المعاملات الامنة 3D SECURE
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- Yes
- Accepted employment types
- EmployedSelf-EmployedGovernmentPensionerMilitaryFreelancer
- Accepted professions
- any profession
- Accepted security types
- Without Salary TransferSalary TransferSavings Vessel (Certificate / Deposit)
- Required documents
- National ID CopySalary Slip (Last 3 Months)Recent Utility Bill
| Min supplementary age | 18 |
| Nationality | egyptian |
Do the maths
Our take
Pros
- Complimentary access to 24 Visa Worldwide VIP lounges, up to a maximum of 6 visits per year.
Cons
- Relatively high issuance costs
Our take
The ADCB Egypt Platinum Visa Credit Card is a premium choice for customers seeking a high credit limit along with travel and purchase protection benefits. It offers up to 57 days of grace period, cash withdrawals of up to 100% of the credit limit, complimentary access to Visa airport lounges, extended warranty, purchase protection, digital banking services, and advanced security features such as contactless chip technology and 3D Secure, making it ideal for frequent travelers and high-spending customers.
A premium credit card offering a high credit limit, travel privileges, and comprehensive purchase protection.
Compare
| ADCB Platinum Visa Credit Card Abu Dhabi Commercial Bank – Egypt This one |  EBank Platinum Mastercard Credit Card Export Development Bank of Egypt |  HDB Classic Mastercard Credit Card Housing and Development Bank |  Banque Misr Platinum Mastercard Credit Card BANQUE MISR |
|---|---|---|---|
| Annual fee | |||
| EGP 650 | EGP 550 | EGP 500 | EGP 500 |
| Rewards | |||
| None | None | Rewards points | Rewards points |
| Effective APR | |||
| 64.78% | 60.1% | 60.1% | 60.1% |
Added Thursday 02 July 2026 - 01:54 AM Updated Monday 26 October 2026 - 02:13 PM