EBank Platinum Mastercard Credit Card — Export Development Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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EBank Platinum Mastercard Credit Card

EBank Platinum Mastercard Credit Card

Mastercard
Export Development Bank of Egypt · Credit cards · Egyptian Pound · 4.0 · Monday 06 July 2026 - 11:01 AM

A premium credit card with high credit limits, airport lounge access, and exclusive travel benefits.

Annual fee
EGP 550
Rewards
None
Effective APR
60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Secured by a deposit, so approval is easier

Not for you if

  • I pay my card off in full
    • Annual fee lower than average
  • I want the most cashback
  • Annual fee EGP 550 Below the median of 37 Platinum cards (EGP 600)
  • Effective APR 60.1%
What it actually costs you

Clearing it in full before the due date, your cost is EGP 550 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 50,000 – EGP 500,000
Purchase limit abroad (POS)
EGP 7,000
Cash withdrawal limit abroad
EGP 6,250
Monthly intl. online limit (from Egypt)
EGP 3,500

Interest & fees

Effective annual rate (APR)
60.1% (4% /mo)
Nominal APR
48%
Grace period
55 days
Annual fee
EGP 550
Fee waivable
No
Issuance fee
EGP 550
Late payment fee
EGP 150
Over-limit fee
EGP 100
Supplementary card fee/yr
EGP 550
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
60.1% (4% /mo)
Cash advance APR (nominal)
48%
Domestic
Domestic cash advance fee
4% (min EGP 40)
Cash advance limit
Up to 85% of the credit limit in cash
Abroad
Cash advance fee abroad
7% (min EGP 50)

Rewards & benefits

Lounge access
Detailed benefits
Insurance 1
  • التسوق الآمن التسوق عبر الانترنت من خلال خدمة الكود الامن OTP.
Shopping 1
  • الدفع بالخاصية اللا تلامسية إمكانية احتواء البطاقة على الخاصية اللا تلامسية الــ Contactless والتي تتيح لك تسوق سهل وامن من خلال تمرير البطاقة فقط بدون الحاجة لإدخال الرقم السري لإتمام المعاملة وذلك بحد أقصي 600 جم أو ما يعادلها من العملات الأجنبية.
Lifestyle 1
  • الحصول على كشف حساب شهري متابعة الإنفاق والمصروفات من خلال كشف حساب البطاقة شهرياً.

Eligibility

Min age
21
Max age
65
Approved employer
Yes
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
Required documents
Bank Statement (Last 3 Months)National ID CopyRecent Utility Bill
Eligibility criteria
Min supplementary age16
Nationalityegyptian

Do the maths

EBank Platinum Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Sending an SMS before the payment due date stating the required minimum payment amount.

Cons

  • Relatively high issuance costs

Our take

The EBank Platinum Credit Card is an excellent choice for high-spending customers, offering credit limits up to EGP 500,000, airport lounge access, travel benefits, and exclusive Mastercard privileges.

A premium credit card with high credit limits, airport lounge access, and exclusive travel benefits.

Compare

Alternatives at a glance
EBank Platinum Mastercard Credit Card EBank Platinum Mastercard Credit Card Export Development Bank of Egypt This oneADCB Platinum Visa Credit Card ADCB Platinum Visa Credit Card Abu Dhabi Commercial Bank – Egypt HDB Classic Mastercard Credit Card HDB Classic Mastercard Credit Card Housing and Development Bank Banque Misr Platinum Mastercard Credit Card Banque Misr Platinum Mastercard Credit Card BANQUE MISR
Annual fee
EGP 550 EGP 650 EGP 500 EGP 500
Rewards
None None Rewards points Rewards points
Effective APR
60.1% 64.78% 60.1% 60.1%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:54 AM Updated Monday 26 October 2026 - 02:20 PM