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ADCB Infinite Visa Credit Card
ABC Infinite Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | ADCB Infinite Visa Credit Card Abu Dhabi Commercial Bank – Egypt | ABC Infinite Visa Credit Card bank abc |
|---|---|---|
| Network | Visa | Visa |
| Tier | Infinite | Infinite |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 150,000 – EGP 500,000 | EGP 400,000 – EGP 2,000,000 |
| Purchase limit abroad (POS) | EGP 450,000 | EGP 490,000 Best |
| Cash withdrawal limit abroad | EGP 3,000 | EGP 4,000 Best |
| Monthly intl. online limit (from Egypt) | EGP 150,000 | EGP 195,000 Best |
| Effective annual rate (APR) | 60.1% (4% /mo) | 26.82% (2% /mo) Best |
| Nominal APR | 48% | 24% Best |
| Grace period | 57 days Best | 53 days |
| First year free | No | No |
| Annual fee | EGP 5,000 Best | EGP 6,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 5,000 Best | EGP 6,000 |
| Late payment fee | EGP 180 Best | EGP 200 |
| Over-limit fee | EGP 175 | EGP 150 Best |
| Supplementary card fee/yr | EGP 0 (first 4 free) | EGP 3,000 |
| Foreign txn fee | 5% | 3% Best |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 26.82% (2% /mo) Best |
| Cash advance APR (nominal) | 48% | 24% Best |
| Domestic cash advance fee | 5% (min EGP 50) Best | 6% (min EGP 100) |
| Cash advance limit | Up to 100% of the credit limit in cash Best | Up to 75% of the credit limit in cash |
| Cash advance fee abroad | 6% (min EGP 80) Best | 12% (min EGP 200) |
| Lounge access | Yes | Yes |
| Installments | No | Yes |
| Travel insurance | No | Yes |
| Purchase protection | Yes | Yes |
| Cashback | No | No |
| Rewards points | No | Yes |
| Rewards program | — | برنامج مكافآت ABC بلس+ |
| Installment months | — | 36 |
| Min age | 21 | 21 |
| Approved employer | Yes | No |