ADCB Infinite Visa Credit Card
A premium credit card offering a high credit limit, world-class travel privileges, and comprehensive protection benefits.
- Annual fee
- EGP 5,000
- Rewards
- None
- Effective APR
- 60.1%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Minimum credit limit lower than average
Not for you if
- I pay my card off in full
- Annual fee lower than average
- I carry a balance month to month
- Purchase APR higher than average
- I want the most cashback
- Annual fee EGP 5,000 Below the median of 13 Infinite cards (EGP 6,000)
- Effective APR 60.1%
What it actually costs you
Clearing it in full before the due date, your cost is EGP 5,000 a year — no interest.
All of this is measured against elite cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 150,000 – EGP 500,000
- Purchase limit abroad (POS)
- EGP 450,000
- Cash withdrawal limit abroad
- EGP 3,000
- Monthly intl. online limit (from Egypt)
- EGP 150,000
Interest & fees
- Effective annual rate (APR)
- 60.1% (4% /mo)
- Nominal APR
- 48%
- Grace period
- 57 days
- Annual fee
- EGP 5,000
- Fee waivable
- No
- Issuance fee
- EGP 5,000
- Late payment fee
- EGP 180
- Over-limit fee
- EGP 175
- Supplementary card fee/yr
- EGP 0 (first 4 free)
- Foreign txn fee
- 5%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 60.1% (4% /mo)
- Cash advance APR (nominal)
- 48%
- Domestic cash advance fee
- 5% (min EGP 50)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 6% (min EGP 80)
Rewards & benefits
- التسوق الالكتروني بآمان تسوق الكتروني اكثر امانا مع خدمة المعاملات الامنة 3D SECURE
- دخول مجاني لصالات المطارات دخول مجاني صاله كبار الزوار الخاصة بفيزا حول العالم بدون حد أقصى للزيارات سنوياً
- الدفع بالخاصية اللاتلامسية تقنية الشريحة الذكية اللاتلامسية لتوفير أعلى درجات الأمان
Eligibility
- Min age
- 21
- Approved employer
- Yes
- Accepted employment types
- EmployedSelf-EmployedPensionerMilitaryFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
- Required documents
- National ID CopySalary Slip (Last 3 Months)Bank Statement (Last 3 Months)
| Min supplementary age | 18 |
| Nationality | egyptian |
Do the maths
Our take
Pros
- Complimentary access to 24 Visa Worldwide VIP lounges, up to a maximum of 6 visits per year.
Cons
- Relatively high issuance costs
Our take
The ADCB Egypt Visa Infinite Credit Card is a premium product designed for high-net-worth customers and frequent travelers. It offers a credit limit of up to EGP 500,000, along with exceptional travel privileges including airport lounge access, global concierge services, comprehensive travel and purchase insurance, fraud protection, and extended warranty coverage. Combined with flexible repayment options, digital banking services, and advanced security features, it stands out as one of the strongest premium credit cards in its category.
A premium credit card offering a high credit limit, world-class travel privileges, and comprehensive protection benefits.
Compare
| ADCB Infinite Visa Credit Card Abu Dhabi Commercial Bank – Egypt This one |  Banque Misr Classic Visa Credit Card BANQUE MISR |  ABC Infinite Visa Credit Card bank abc |  NBK Infinite Visa Credit Card National Bank of Kuwait Egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 5,000 | EGP 8,000 | EGP 6,000 | EGP 8,000 |
| Rewards | |||
| None | 50% cashback | Rewards points | None |
| Effective APR | |||
| 60.1% | 60.1% | 26.82% | — |
Added Thursday 02 July 2026 - 01:54 AM Updated Monday 26 October 2026 - 02:13 PM