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BdC Gold Visa Credit Card
ABC Gold Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | BdC Gold Visa Credit Card banque du caire | ABC Gold Visa Credit Card bank abc | |
|---|---|---|---|
| Network | Visa | Visa | |
| Tier | Gold | Gold | |
| Contactless | Yes | Yes | |
| Apple Pay | No | No | |
| Google Pay | No | No | |
| Credit limit | EGP 5,000 – EGP 9,999 | EGP 3,000 – EGP 14,999 | |
| Purchase limit abroad (POS) | EGP 100,000 | EGP 150,000 Best | |
| Cash withdrawal limit abroad | EGP 3,500 | EGP 4,000 Best | |
| Monthly intl. online limit (from Egypt) | — | EGP 40,000 | |
| Effective annual rate (APR) | 65.73% (4.3% /mo) | 26.82% (2% /mo) Best | |
| Nominal APR | 51.6% | 24% Best | |
| Grace period | 55 days Best | 53 days | |
| First year free | No | No | |
| Annual fee | EGP 300 Best | EGP 400 | |
| Fee waivable | No | No | |
| Issuance fee | EGP 300 Best | EGP 400 | |
| Late payment fee | — | EGP 200 | |
| Over-limit fee | — | EGP 150 | |
| Supplementary card fee/yr | EGP 150 (first 5 free) | EGP 250 | |
| Foreign txn fee | 3% | 3% | |
| Min payment (%) | 5% | 5% | |
| Min payment (fixed) | EGP 100 | EGP 100 | |
| Cash advance APR (effective) | 65.73% (4.3% /mo) | 26.82% (2% /mo) Best | |
| Cash advance APR (nominal) | 51.6% | 24% Best | |
| Domestic cash advance fee | — | 6% (min EGP 100) | |
| Cash advance limit | Up to 100% of the credit limit in cash Best | Up to 75% of the credit limit in cash | |
| Cash advance fee abroad | — | 12% (min EGP 200) | |
| Lounge access | No | No | |
| Installments | Yes | Yes | |
| Travel insurance | No | No | |
| Purchase protection | No | Yes | |
| Cashback | No | No | |
| Rewards points | Yes | Yes | |
| Rewards program | برنامج مكافآت بنك القاهرة عند استخدامك للب | برنامج مكافآت ABC بلس+ | |
| Points per EGP | 1 | — | |
| Signup bonus | الاستمتاع بـ 10,000 نقطة ترحيبية عند تنشيط البطاقة واستخدامها في المشتريات خلال 3 شهور من تاريخ الإصدار للمزيد من المعلومات عن برنامج القاهرة للمكافآت | — | |
| Installment months | 60 | 36 | |
| Min salary | EGP 5,000 | — | |
| Min monthly income | EGP 5,000 | — | |
| Min age | 21 | 21 | |
| Max age | 65 | — | |
| Approved employer | Yes | No | |