BdC Gold Visa Credit Card
A credit card that combines flexible financing features with a rewarding loyalty program, making it ideal for everyday spenders looking for added value.
- Annual fee
- EGP 300
- Rewards
- Rewards points
- Effective APR
- 65.73%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
- Annual fee EGP 300
- Effective APR 65.73% Above the median of 22 Gold cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 300 a year — no interest.
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 5,000 – EGP 9,999
- Purchase limit abroad (POS)
- EGP 100,000
- Cash withdrawal limit abroad
- EGP 3,500
Interest & fees
- Effective annual rate (APR)
- 65.73% (4.3% /mo)
- Nominal APR
- 51.6%
- Grace period
- 55 days
- Annual fee
- EGP 300
- Fee waivable
- No
- Issuance fee
- EGP 300
- Supplementary card fee/yr
- EGP 150 (first 5 free)
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 65.73% (4.3% /mo)
- Cash advance APR (nominal)
- 51.6%
- Cash advance limit
- Up to 100% of the credit limit in cash
Rewards & benefits
- Rewards program
- برنامج مكافآت بنك القاهرة عند استخدامك للب
- Points per EGP
- 1
- Signup bonus
- الاستمتاع بـ 10,000 نقطة ترحيبية عند تنشيط البطاقة واستخدامها في المشتريات خلال 3 شهور من تاريخ الإصدار للمزيد من المعلومات عن برنامج القاهرة للمكافآت
- الدفع بالخاصية اللاتلامسية البطاقة مزودة بخاصية Contactless حيث يمكن لحامل البطاقة إجراء معاملة بحد اقصى 600 جم (دون الحاجة إلى إدخال الرقم السري) والتي تعتبر وسيلة دفع سريعة.
- اصدار بطاقات إضافية التمتع بأصدار عدد5 بطاقات اضافية لأقارب الدرجة الأولى علما ان اول بطاقتين يصدروا مجانا.
- تأمين حياة مجاني تأمين حياة مجاني لسداد مديونية البطاقة في حالة الوفاة حتى 65 سنة.
Eligibility
- Min salary
- EGP 5,000
- Min monthly income
- EGP 5,000
- Min age
- 21
- Max age
- 65
- Approved employer
- Yes
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
- Required documents
- Bank Statement (Last 3 Months)National ID CopySalary Slip (Last 3 Months)
| Nationality | egyptian |
Do the maths
Our take
Pros
- Enjoy interest-free installment plans with merchants partnered with Banque du Caire.
Cons
- Relatively high issuance costs
Our take
The Banque du Caire Visa Gold Credit Card is a suitable option for customers seeking moderate credit limits combined with a rewarding spending experience. The card offers reward points on purchases and a welcome bonus of 10,000 points upon activation and usage within the first three months. It also provides up to 55 days of interest-free purchases, installment plans for up to 60 months, advanced security features, and interest-free installment offers with participating merchants.
A credit card that combines flexible financing features with a rewarding loyalty program, making it ideal for everyday spenders looking for added value.
Compare
| BdC Gold Visa Credit Card banque du caire This one |  ABC Gold Visa Credit Card bank abc | United Bank Gold Visa Credit Card the united bank |  NBK Gold Visa Credit Card National Bank of Kuwait Egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 300 | EGP 400 | EGP 300 | EGP 250 |
| Rewards | |||
| Rewards points | Rewards points | Rewards points | None |
| Effective APR | |||
| 65.73% | 26.82% | 38.16% | — |
Added Thursday 02 July 2026 - 01:54 AM Updated Monday 26 October 2026 - 02:39 PM