0% installments
ABC Gold Visa Credit Card
- Annual fee
- EGP 400
- Rewards
- Rewards points
- Effective APR
- 26.82%
Banky Analysis
Evaluated per usage pattern
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
Not for you if
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
- Annual fee EGP 400 Above the median of 23 Gold cards (EGP 300)
- Effective APR 26.82% Below the median of 22 Gold cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 400 a year — no interest.
What's good
- Interest-free instalments
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
Contactless
- Credit limit
- EGP 3,000 – EGP 14,999
- Purchase limit abroad (POS)
- EGP 150,000
- Cash withdrawal limit abroad
- EGP 4,000
- Monthly intl. online limit (from Egypt)
- EGP 40,000
Interest & fees
- Effective annual rate (APR)
- 26.82% (2% /mo)
- Nominal APR
- 24%
- Grace period
- 53 days
- Annual fee
- EGP 400
- Fee waivable
- No
- Issuance fee
- EGP 400
- Late payment fee
- EGP 200
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 250
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 26.82% (2% /mo)
- Cash advance APR (nominal)
- 24%
- Domestic cash advance fee
- 6% (min EGP 100)
- Cash advance limit
- Up to 75% of the credit limit in cash
- Cash advance fee abroad
- 12% (min EGP 200)
Domestic
Abroad
Rewards & benefits
Installments · up to 36 mo Purchase protection
- Rewards program
- برنامج مكافآت ABC بلس+
- برنامج مكافآت ABC بلس+ تسجيل تلقائي في برنامج مكافآت ABC بلس+
- عروض وخصومات عروض وخصومات لدي العديد من المنافذ التجارية والفنادق والمطاعم
- تحويل الرصيد خدمة تحويل الرصيد 3 شهور بدون فوائد و بدون رسوم
- خدمة التنبيه برسائل SMS خدمة التنبيه برسائل SMS (للمعاملات الشرائية، المدفوعات، و كشف الحساب الشهري)
Detailed benefits
Lifestyle 1
Dining 1
Other 2
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferCredit Card-BackedSavings Vessel (Certificate / Deposit)
- Required documents
- Bank Statement (Last 3 Months)National ID CopyRecent Utility Bill
Eligibility criteria
| Min supplementary age | 16 |
| Nationality | both |
Do the maths
Compare
| ABC Gold Visa Credit Card bank abc This one |  BdC Gold Visa Credit Card banque du caire |  EALB Gold Mastercard Credit Card Egyptian Arab Land Bank | United Bank Gold Visa Credit Card the united bank |
|---|---|---|---|
| Annual fee | |||
| EGP 400 | EGP 300 | EGP 50 | EGP 300 |
| Rewards | |||
| Rewards points | Rewards points | None | Rewards points |
| Effective APR | |||
| 26.82% | 65.73% | 20.98% | 38.16% |
Added Thursday 02 July 2026 - 01:56 AM Updated Wednesday 14 October 2026 - 02:49 PM