2 products side by side
BdC Classic Mastercard Credit Card
Split Credit Card No product wins everything — the right one depends on your need.
| Specs | BdC Classic Mastercard Credit Card banque du caire | Split Credit Card Egbank |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 3,000 – EGP 4,999 | EGP 1,500,000 – EGP 2,000,000 |
| Purchase limit abroad (POS) | EGP 70,000 | — |
| Cash withdrawal limit abroad | EGP 3,000 | — |
| Effective annual rate (APR) | 60.1% (4% /mo) | 42.58% (3% /mo) Best |
| Nominal APR | 48% | 36% Best |
| Grace period | 55 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 250 Best | EGP 500 |
| Fee waivable | No | No |
| Issuance fee | EGP 250 Best | EGP 500 |
| Late payment fee | — | EGP 300 |
| Over-limit fee | — | EGP 300 |
| Supplementary card fee/yr | EGP 150 (first 5 free) | EGP 500 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 42.58% (3% /mo) Best |
| Cash advance APR (nominal) | 48% | 36% Best |
| Domestic cash advance fee | — | EGP 150 |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | — | EGP 100 |
| Lounge access | No | No |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | No | Yes |
| Installment months | — | 60 |
| Min salary | EGP 5,000 | — |
| Min age | 21 | 21 |
| Max age | 65 | — |
| Approved employer | Yes | No |